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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />PUD Rider. <br />(Seal) <br />Andrew W Mei -r - Borrower <br />Nicole M Meier <br />VV1//ui1.-- <br />ui <br />201164) 6 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />MULTISTATE PUD RIDER - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP ® -7R (0811) Page 3 of 3 Form 3150 1/01 <br />