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❑ Adjustable Rate Rider <br />❑ Rehabilitation Loan Rider <br />❑ Other <br />0 1 6 00 G 4 0 <br />organized and existing under the laws of NEBRASKA <br />Lender's address is 1620 Dodge Street Stop Code 3165 <br />Omaha, NE 68197 -3165 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is First National Bank of Omaha <br />(E) "Note" means the promissory note signed by Borrower and dated January 25, 2016 . The Note states that <br />Borrower owes Lender <br />One Hundred Eleven Thousand Five Hundred Sixty-Eight and 00 /100 Dollars <br />(U.S. $ 111,568.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than February 1, 2046 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, and late charges due under the Note, and all sums <br />due under this Security Instrument, plus interest. <br />(11) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to <br />be executed by Borrower [check box as applicable]: <br />❑ Condominium Rider ❑ Planned Unit Development Rider <br />"Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />"Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a fmancial institution to debit or credit an account. Such term <br />includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated <br />by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any <br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or <br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii)conveyance <br />in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the <br />Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus <br />(ii) any amounts under Section 3 of this Security Instrument. <br />(I) <br />(J) <br />FHA Deed of Trust -NE 9/30/2014 <br />Bankers Systems TM VMP ® VMP4R(NE) (1502).02 <br />Wolters Kluwer Financial Services Page 2 of 14 <br />imu11iii11111mwnui111uiu11!m�Wiu�A11111NU11111iunn <br />