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2� 1 ��544 ��. r uired b RESPA, and Barrower shall pay ta Lender the amount necessaty to ma1�e up the deficiency in �1 Y a�cord��e with RESPA, but in no more than 12 mnnth�y payments. U on a ent in fu11 of a1�1 sums secured by this Security Instrument, Lende�'shall promptly refund to p p Y� Borr�w�r any Funds held by Lender. 4. Char es; Liens. Borrower shall pay a1�taxes, assessments, charges, fines, and impos�tions attributable to 9 the Pro e which�an attain priority over this Security Inst�ument, leasehold payments or gr�und rents on P �Y the Pr� e , if an , and Community Assaciation Dues, Fees, and Assessments, if any. Ta the extent that P �Y Y these it�ems are Escrow Items, Borrower shall pay them in the manner prov�ded in Section 3. Borrower sha11 promptly discharge any lien which has pri�rity over this Security Instrument un.less Borrower: a a ees in writi.ng to the payment of the obligation secured by the lien in a ma.nner acceptabie ( } gr to Lender but onl so lvng as Borrower is performing such agreement; [b}contests the lien in good farth by, � Y or defends against enforcement�f the lien in, Iegal praceedings which in Lender's opinion�peY'ate to prevent the enforcement of the lien while tbose proceedings are pending, but only until su�b Proceedings are concluded• ar e secures from the ho�der of the lien an agreement satisfactory to Lender subord�nating the , ( } lien ta this Securi Inst�rrument. If Lender determines th,at any part of the Propertiy is subj ect to a lien which ty um �an atta�n riori over this Seccurity Instrument, Lender maY give Borrower a notice identifying the lien. p tY With�n 1�days af the date on which that notice is given, Borrower shall satisfy the Iien or take one or more of the actions set for�h above in this Section 4. Lender ma r uire Borrower to pay a one-t�me�harge f�r a real estate tax verification andlor repor�ing Y � service used by Lender in connection with this Loan. �., 5. Pro e rt !ns u ra n ce. Borrower shall keep the improvements now existing or hereafter erected o�•the P Y Pro insured a ain.st lo ss by fxre, hazards included within the term"exten.�ed coveY'age," and any other P�Y g . ha,zards including, but not�imited to, ear�hquakes aa�d floods, for which Lender requires�nsurance. s insurance shal�•be maintained in the amounts�including deductibie levels)and for the�eri�ds that Lender r uires. �hat Lender requires pursuant to the preceding sentences�an change during t�e term of the Laan. � The insurance carrier providing the insurance sha�l be�hasen by Barrower subj ect ta Lender's right to disa rove Barrower's choice, which r�ght sha�I not be exer�is e d unreas�na b ly. L e n d�r may requir e PP Barrower to a , in�onnect�vn with this Laan, eithe�': (a}a one-time charge f�r flaod zone deterrnination, PY cer�ification and tracking services; or�b)a one-time charge for flood zone determination and�er�ficatian ser�ices and subs uent charges each time rernappings or sim.ilar�hanges occur`which reasvn.ably might � affe�t such determination or certification. Borr�wer sha��also be responsib�e for the payment of any fees i osed b the F ederal EmeY'gency Management Agency i�connection with the review of any flood zvne � Y deternzination resultvsg from an objection by Borrower. If Borr�wer fails ta maintain any of the coverages described above, L�nd�r may obta�n insuran�e cove�'age, at Lender's o tion and Barrowex''s expense. L�nder is under no ob�igatiun to purchase any particular type or P amount of coverage. Therefore, su�h c�verage shall cover Lender, but might vr might n�t pr�tect Borrower, Borrower's e ui in the Prope�rty, or the contents af the l�roperty, against ar�y risk, hazard or liabiiity and q tY mi t rovide eater or lesser cvverage than was previously in effect. Borrvwer acl�nowledges that the cost i� P � of the insurance cavera e so obtained�night signif,7cant�y exceed the�ost�f insurance that Borrawer cou�d g have olvtained. An amounts disbursed by Lender un.der this Se�tion 5 shall becvme additivn.al debt of Y Borrower secured b �his S�urity Instrument. T`hese amounts shall bear interest at the Note rate from the Y date of disbursement aud shal�be payable, with such.interest, upon notice from Lender to Borrower requesting payment. ��Q��$8�� D VfiNE NEBRASKA-5ingle Famtiy-Fannie MaelFreddie Mac UNIFQRM INSTR�UMENT Form 3028 11fl1 VMP� VMPfi{NE}[1342} W ofters Itluw er Financ�al 5ervices Page fi of 1? . ` h