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2� 1 ��527 Parcel ID lVum�er:4��43351 which curren�ly has the address of 14�4 N Lafayette Ave ��trQ��} �r a n d I s�a n d �City�, Nebraska �88 0�-3647 �Zi�Cod�� �"property Address"): T�GETHER WITH alt�he improvements now or�.ereaf�er erected on the praperty,and al�easements, appurtena�nces,and fixtures now ar hereafter a part of�he property.A11 replacem�nts and additions sha11 also be covered by th�s Security Instrum�nt.A��of th�foregoing is referred to in this Se�urity I�strument as the "Property."Borrower understa.nds and agrees that MERS halds onl�Iega1 title to the interests granted by Borrotiver in this Security ins�rument,but, if ne�essary ta comply with 1aw or custom,ll�ER��as nominee for Lender and Lender's successors and as��gns}has the right: to ex�rcise any or all of those interests� including, but no��mited to,th�right to for��Iose and sell the property;and to ta.k�any action required�f L�nder inctuding,but not limited to,re�easing and can�eling this Securit�r�nstrument. B�RR�WER C�VENANTS�hat Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and conv�y th��'raper�y and that the�'raperty is�.nencumbered, excep�for encumbra�ces of recar�. Borrotiver warrants and�vill defend generally the tit�e�o the Property against a��c��ims and demands, subject to any encumbrances of recor�. THIS SECURITY II�I�STRUMENT combines u�.iform covenants for national use and non-u�.iform covenants �uith limited�ariations by�ur�sdictian to cons�itu�e a uniform security instrument covering real property. UNIF�RM C�VENAIVTS. Borrow'er and Lender�ovenant and agree as follows: �I. Payment vf Principal,lnterest, Es�row It�ms, and Lat�Char�es.Borr�wer sha11 pay�vhen due t�e principal of,and interest on,the debt evidenced by the Note and late charges due under the NQte. Borrower sha�I also pay funds for Escrow�tems pursuant to Section 3, Payments due under the Note and this Security Instrument sha11 be made in U.S. currency. Ho�vever, �f any check or other inst�ument recei��d b�r�ender as payment under��e Note ar this Security Instrument is return�d to Lender unpaid, Lender may requi.re that any or a11 subsequent payments due under the Note and th�s Security�nstrument be made in one or more of the following forms,as selected by Lender: (a}cash; (b�money order; �c} c�rtified check,bank che�k,treasurer's check or cashier's check,provided any such check is dravvn upon an institution whose depasits are insured by a federal agency, instrumen�al�ty,or entity;or�d)Electranic Funds Transfer. Payments ar�deemed rec��ed by Lender tivhen receiv�d at the tocation designated in the Note or at sueh other location as may be designated by Lender in accordan�e with the notice provisiQns in Section 14. Lender may return any payment or partia�payment if the payment ar partia�payments are insufficient t� bring�he Loan Gurrent. Lender may a�cept any payment or partia�payment insuffici�nt to bring the Loan current,�vithout waiver of any rights hereunder or prejudic�to i�s rights to refuse�uch payment or partial pa�rnents in the fut�re,but Lender is not obligated to apply sucb paymen�s at�he time such payments are accepted. If each Periadic Payment is appli�d as of its scheduled due date,th�n Lender need not pay interest on unapplied funds. Lender ma�hold such unapp��d funds until Bortower makes pa}�ment t�bring the Loan curren�. If Barr�w�r does not da so within a reasanable period of time, Lender shal�either apply su�h funds or return them to Borrower, If nat applied earlier, such funds wi11 be applied to the outstanding principal balance under the Nate immediately prior to foreclosure.No affset or claim vv�ich Borrvwer might have now or in the future against Lender shall relie��Borrower from making payments due under the Note and this Security Instrurnent or p�rforming the covenants and agreements secu�red by this Securi�r Instruament, FHA❑eed of Trust With MEFiS-NE 9/34/2414 Bankers SystemsTti+ VMP� VMP4N[NE}[154B}.4Q Wolters Kluwer Financial Services Page 4 of 1� q4335454�393 ��33 3�6 �417