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2� 1 ���527 <br /> �C} "Lender"is QUi Ck�rl Loans In�. <br /> . <br /> Lender is a ��1"�41"�tl�n <br /> organized and existing under the la�vs of th� State of Mi�h i g an . <br /> Lender's address rs 1��� Woodward A�e, Detroi t, MI 4822�-19�� <br /> t�} ��Trustee=��s F� rst Amer�can T�tl e <br /> �E} "MERS"is Mortgage El�ctronic Registration S��tems, Inc. MERS is a�eparate corporation that is <br /> acting solely as a nominee for Lender and Lender`s successors and�.ssigr�s. ME1�S�s the benefi�iary <br /> under this Security Instrumen�. MERS is organized and existing under the laws of Deiavvare, and has <br /> an address and telephone number of P.Q. Box��2G,Flin�,MI 485�1-2�26,te1. (888}679-M�RS. <br /> �F} "Note"means the promissory note signed�y Borrower and dated �a�1 U�r�l ��, 2��� . The Nate <br /> states that Borrower owes Lender C�n� H L��i d r��l T�le�1 t,� F 1 V� T h 4 U S a n d TWD H U n d r ed <br /> S�vent,y N�r�e and D�Il�� <br /> Do��ars(U.S. $ 1��,���.�� }plus interest. Borro�ver has promised to pay this deb�in regular <br /> Periodic Payments and to pay the debt in fu11 not later�han F e�r u a r,� 1, ��41 , <br /> ��} "Pr�perty"means the property that is described below under the heading"�'ransfer of Rights�n the <br /> Prop erty." <br /> �H) "Laan"means the debt ev�denced by the 1�Tote, plus interest, and late charges due under the Note, and all <br /> sums due under this Security Instrument,p�us interest, <br /> �I} "Raiders"means a��Riders ta this Security Instrument that are executed by Borrawer. The fa��owing <br /> Riders are t��e executed by Borrower[check box as applicable]: <br /> ❑Adjustable Rate Rider 0 Condominium Rider � P�a�ed Unit De�elopmen.�Rider <br /> ��ther Legal AttaCh�d <br /> ❑Rehabilitation Loan Rider <br /> �,T� "Appli�able Law"means all contr�llin�applicable federal, s�ate and local s�tutes, regulations, <br /> ordinances and adm�nistrative rules and orders(that have the�ffect of 1aw}as we1�as all appl�cable final, <br /> non-appealab�e judicial opinions. <br /> �K} "Cammun�ty Assoeiation Dues, Fees, and Assessments"means a�l dues, fees, assessments and other <br /> charges that are imposed�n$orrov�er or the Property�b�a�ond.ominium association,hameowners <br /> association ar similar organization. <br /> �L� "El�ctr�nic Funds Transfer"means an�transfer of funds, oth�r than a transac��on originated by check, <br /> drai�,or similar paper instrument,vvhich is initiated through an e�ectronic term�nal,telephanic <br /> instrurrzent,computer,or rnagnetic ta.pe so as to order, ��.struct,or authorize a finaneial institutian to <br /> debit or�redi�ar�accaunt. Such term includes,�u�is nvt limited tv,point-of-sale trans�fe�s,automated <br /> teller machine transactions,transfers�n�tia�ed by telephone,wire transfers,and automated clearinghouse <br /> transfers. <br /> FHA Deed of Trust With MERS-NE 913412�14 <br /> Bankers Systems�+ VMP� VMP4N[NE}�1�4fi}.44 <br /> Wolters I{luwer Financial Se�vices Page 2 of 17 <br /> q�335�542393 4z33 3�6 4�17 <br />