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2� 1 ��514 ser�ices a�.d subse�uent char�es each time remappings or similar changes occur which reasonab�y might affect such determina�ion ar certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in Gonnection with the revie�v of any flood zone determination resu��ing from an obj ection by Borrower. If Borrower fai�s to ma�ntain any�f the coverages descr�bed abo�e,Lender r�a�obta��nsurance co�erage, at Lender's option and Borro�ver's expense. Lender is under no obligation to purchase any particular ty�e or amount of co�erage. Therefore, such caverage sha11 cover Lender,but might ar migh�not protect Borro�er, Borrow�r's equity in the Property,or the cont�nts of the Praperty,against any r�sk,hazard or liability and ' might provide greater ar lesser coverage than was previaus�y in effect. $orrower acknowledges that the cost of the insurance coverag��o abta.ined might significantly exceed the cost of insurance that Borrower could have obta.ined.Ar�y amounts dis�ursed by i�ender under this Section 5 sha��became additi�nal debt of Borrower secured by�his Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable,with such interest,upon notice frarn Lender to Borrower requesting payment, All insurance po�icies required by Lender and renewals of such policies shall be subject ta Lender's right to disappro�e such�olicies, shall include a sta.ndard mortgage clause,and shall�ame Lender as mortgagee andlor as an additional xoss payee. Lender sha11 ha�e the right to hold the po�icies and renewai certifica�es. If Lender requires,Borrower sha11 promptly give�o Lender all receipts of paid premiums and renewa� notices. If Borrower obta.ins any form of insurance coverageA nat atherw�se requued by Lender, for damage to,or destruction of,the Property, such policy shall include a standard mortg�ge clause and sha11 name Lender as mortgagee andlar as an additional lass payee. In the event�f Ioss, B�rrower shaii give promp�notice�o�he insurance carrier and Lender. Lender may make proof af loss if not made promptly by Bonower.Unle�s Lender and Borrower othervvise agree in writing,any insurance praceeds,whe�her ar not the underlying insurance�uas required by Lender, sha11 be applied to restoration or repair of the Pr�perty, if the restoration ar repair is economica��y feasible and Lender'�security is nat lessened. During such repair and restoration period, L�nder sha11 have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to�nsure the �uork has been completed to Lender's satisf�ction,provided tha�such inspection sha�l be undertaken prompt�y. Lender may disburse proceeds for the repairs and restoration in a single payment ar in a series of progress payments as the vvork is completed. Un�ess an agreement is made in�vriting or Applicable Law requires int�rest to be paid on such insurance proceeds,Lender sha�1 nat be required to pay Borrower any �nter�st or earnings an such proceeds. Fees for pu�lic adjusters,or other third parties,retained by Borrower sha11 not be paid out of the insurance proceeds and shalt be the sole obligatian of Borrower, �f�he restoratian or repair is not economically feasib�e or Lender's security t�vould be lessened,the insurance proceeds shall be applied ta the sums secured by this Security Instrument,vvhether or not then due,vvith the excess, if any, paid to Borrower. Such insurance praceeds sha11 be applied in the order provided for in�ection 2. If Borrower abandons the Praperty,Len�Ier may fiie,neg�tiate and settle any a�ailab�e insurance claim and related matters. �f Borrawer does not respond within 3�days to a notice from Lender that the insurance carrier�as offered ta set��e a c�aim,then Len�.er r�a�negatia�e and se�t�e�he clairrz. The 3�-day pe�-iad�� beg�n when�he notice is given. In either event,or if Lender acquires the Praperty under Sectian�2 or otherv�ise, Borrower hereby assigns to Len.der�a}�orravver's rights�o any insurance proceeds in an amount not to exceed the amaunts unpaid under the No�e or this Security�nstrum�nt,and�b}any other of Borrower's rights(other than the right to any refund of unearned premiums paid by Borrower}under a�1 insurance palicies covering the Property, insofar as such rights are applicable to the coverage Qf the Praperty. �,ender may use the ir�surance proceeds ext��r ta rep�rr or restare the Praperty or to pay amounts unpaid under the Note or this S�curity Instrument,whether ar not then due. NEBRASKA-Single Family-Fann�e MaelFr�ddie Ma�L1NIF�RM INSTRLIMENT WITH MERS Fvrm�0�8 1101 VMP C5� VMPfiA(NE}�13�2}.44 Walter�Kluwer Fir�ancial Services Page 7 of 17 q�33516Q2022 �233 23$ �717