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2� 1 ���514 <br /> If the Loan is subject to a la�u which sets maximum Ioan charges,and that law is finall��interpreted so that <br /> �he intere��or other loan charges collected or to be collected�n�an.ne�tion�vith the Loan exceed the <br /> permitted limits,then; (a}any su�h�oan charge sha���e reduced by the amount necessary to redu�e the <br /> charge to�he permitted limit;and�b)any sums atready collec�ed fram Borrower which exceeded permit�ed <br /> limits will be refunded tv B�no�rer.L�nder may choose to mak�this refund by reducing the principa�l ov�ed <br /> under the Note or by making a direct payment to Bortower. If a refund reduces principal, the reduction w�ll <br /> be treated as a partia�prepayn�ent v�i�hout an�prepa�ment charge��vhether or no�a prepayrnent c�.arge is <br /> provided for und�r the Note}, Borrower's acceptance of any such refund made by direct payment to <br /> Bor�rower wir�const��ute a�v��ver of any right of acti�n Borrower might have arising aut of such overcharge. <br /> 'I 5. Notices.A�1 notices gi�en by Barrawer or Lender in connection with this Se�urity Instrumen�must be in <br /> writing.Any notice to Borrower in connectian�ith this Security�nstrument shall be deemed to have been <br /> given to Borrower when mailed by first class mail or when actually delivered�o Barrower's notice address <br /> if sent by other means.Notice to any ane Borr�wer shall cpnstitu�e notice to a�1$orrowers unless <br /> A�plicable Law expressly re�uires otherwise.The notice address shall be t�e Propert�Addres�unless <br /> Borro�ver has designated a substitute notice address by notice to Lender. Borrawer sha11 promptly not�fy <br /> Lender af Bor�vwer's change of address.If Lender specifies a procedure for re�orting$orrow�r's cha�ge <br /> of address,then�orro�ver shal�only repart a change af address through that speci�ed procedure. <br /> There may be on�y one designated notice address under this Security Instrum�nt at any one time. Any notice <br /> to Lender sha11 be giv�n by delivering it or by mai�ing it by fust c�ass ma��to Lender's address stated herein <br /> un�ess Lender has designa�ed another address by not��e to�orrower.Any notice in�onnection with this <br /> Se�urity Instritment sha11 nat be deemed ta have been given ta Lender until actuat�y re�eived by Lend�r.If <br /> any nat�ce required by this Security Instrument is a�sa required under Applicable Law,�he App�icable Law <br /> requirement wi11 satisfy the cvrresp�nding requirement und�r this�ecurity Inst�ument, <br /> �I G. Go�ern i n g Lavrr; 5e►rera�i�ity;Ru les of C o nstru cti o n.This Security Instrument shall be go��rned by <br /> federa�law and the law of the jurisdiction in which the Propert�is locat�d. All righ�s and obligations <br /> contained in this Security Znstrument are subject to any re�uirements and limita.tions of App�icable Law. <br /> Applicable La�v might explic�tly or implicitly a�low the parties to agre�by�ontract or it might be sitent,but <br /> such silence shall not be eonstrued as a prohibition against agreement by contract. In the eve�t that any <br /> provisYon or clause of this Security Instrument or the Note�onflicts with Applicab�e Law, such conflict shall <br /> not affect other prov�sioas of th�s Security Instrument or the Note which can�e given effect 4v�thout the <br /> conflicting pra�ision. <br /> As used in this Sectatx�ity I�strument: �a}words of the mascu�ine gender sha11 mean and include correspanding <br /> neuter words or v�ords of the feminine gender; (b}words in the singular shal�m�an and include the plural <br /> and vice versa;and(c}the word"may"gives so�e dis�retion withou�any�bligatian to take any ae��an. <br /> 'I7. Barrowe�'s�opy,Borrov�e�sh��l be g�ven one capy of the l�ote and of this Security in�trument, <br /> 'I 8. Transfer vf th� Propertyor a Beneficiallntere�t in Bvrrawer.As used in this Section 1 S, "Interest in <br /> the Property"means any legal ar beneficia�interest in�he Property, including,but not limi�ed ta,those <br /> benef�cia�interests transferred in a bnnd far deed,contract for deed, instai�ment sa�es cantract or escrow <br /> agr�ement,the intent of which is the transfer of title by Borr�wer at a future date to a purchaser. <br /> If all or any�art of the Property or any�nterest in the Property is sold or transferred�or if Borrower is not a <br /> n.atural person and a beneficial interest in Borrov�er is sold or transferred}without Lender's prior written <br /> consent,Lender may require immedia�e payment in fu11 of a11 sums secured by this S�curity Instrument. <br /> Hotivever,this option sha11 not b�exercised by Lender if su�h exercise is prohibited by Applicab�e Law. <br /> NEBRASKA-�ingie�amiiy-Far�nie MaefFr�eddie Mac UMIF�RM 1NSTRL]MENT WiTH MERS Farm 3028 1141 <br /> VMP� VMPfiA�NE}(1342}.�� <br /> Wolters Kluwer Financial Ser�ices Page"I2 of 17 <br /> q�33516�Z022 Q233 238 1�17 <br />