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m <br />- n <br />z <br />In <br />i <br />[Space Above This Line For Recording Data] <br />After Recording Return To: <br />REGENT FINANCIAL GROUP INC <br />1910 S 72ND STREET ST 103 <br />OMAHA, NEBRASKA 68124 <br />Loan Number: 5029800 <br />NEBRASKA FHA DEED OF TRUST - MERS <br />NEDOTZ2.FHA 09/14/15 <br />1 <br />DEED OF TRUST <br />1r <br />MERS Phone: 888 - 679 -6377 <br />MIN: 100928922271526297 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 10, <br />12, 17, 19 and 20. Certain rules regarding the usage of words used in this document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated JANUARY 19 , 2016 , together <br />with all Riders to this document. <br />(B) 'Borrower" is KRISTINA R HIRSCHMAN AND JOHN M HIRSCHMAN III , <br />WIFE AND HUSBAND <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is REGENT FINANCIAL GROUP INC <br />Lender is a NEBRASKA CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 1910 S 72ND STREET ST 103 , OMAHA, NEBRASKA 6812 <br />(D) 'Trustee" is JEFF T . COURTNEY, ATTORNEY AT LAW <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender' s successors and assigns. MERS is the beneficiary under this Security <br />DocMagic eRtergla <br />Page 1 of 13 www.docmaglc.com <br />