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Loan No: 162280 <br />transported or otherwise handled. The words "Hazardous Substances" are used in their very broadest sense and <br />include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed <br />under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and <br />petroleum by- products or any fraction thereof and asbestos. <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, <br />mobile homes affixed on the Real Property, facilities, additions, replacements and other construction on the Real <br />Property. <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses <br />payable under the Note or Related Documents, together with all renewals of, extensions of, modifications of, <br />consolidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by <br />Lender to discharge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's <br />obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust. <br />Lender. The word "Lender" means CORNERSTONE BANK, its successors and assigns. The words "successors or <br />assigns" mean any person or company that acquires any interest in the Note. <br />Note. The word "Note" means the promissory note dated January 14, 2016, in the original principal <br />amount of $43,000.00 from Borrower to Lender, together with all renewals of, extensions of, modifications <br />of, refinancings of, consolidations of, and substitutions for the promissory note or agreement. The maturity date of <br />this Deed of Trust is January 1, 2026. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal <br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; <br />together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any of such <br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of <br />premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this <br />Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan <br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security <br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter <br />existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and <br />other benefits derived from the Property. <br />Trustee. The word "Trustee" means CORNERSTONE BANK, whose address is 529 LINCOLN AVENUE, YORK, NE <br />68467 and any substitute or successor trustees. <br />Trustor. The word "Trustor" means Shirley Klinginsmith. <br />TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND TRUSTOR <br />AGREES TO ITS TERMS. <br />TRUSTOR: <br />Shirley Klinginsm <br />STATE OF , 1' e 6r <br />COUNTY OF VA /1 <br />GENERAL NOTARY • State of Nebraska <br />DANIEL PISKORSKI <br />My Comm. Exp. March 23, 2019 <br />DEED OF TRUST <br />(Continued) Page 7 <br />INDIVIDUAL ACKNOWLEDGMENT <br />I SS <br />1 <br />On this day before me, the undersigned Notary Public, personally appeared Shirley Klinginsmith, A Single Person, to me <br />known to be the individual described in and who executed the Deed of Trust, and acknowledged that he or she signed <br />the Deed of Trust as his or her free and voluntary act and deed, for the uses and purposes therein mentioned. <br />Given under my hand and official seal this t LOLL 4 day of an y R, y , 20 /6 . <br />B y ) `` ; I f "t/ p <br />Pan ieI l %Skat5* <br />Printed Name: <br />0160048 <br />Notary Public in and for the State of tC/ <br />Residing at373 /le((y $ S p4» I /Yf CV73 <br />My commission expires 3 " -23 <br />Originator Names and Nationwide Mortgage Licensing System and Registry IDs: <br />Organization: Cornerstone Bank NMLSR ID: 408560 <br />Individual: Nancy Paulson NMLSR ID: 473187 <br />