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2� 1 ���4�3 <br /> �C� "Lender" �s H�me Fed�ra� Sa�i ngs and Loan Assn �f Gra�d Is�ar�d <br /> Lender is a Sa�ings and Loan <br /> arganiz�d and ex�st�ng under the�avvs�f The St�te of N�braska . <br /> Lender's address i� �21 South Lo�ust St �rand I s1�n� NE 688�1 <br /> Lend�r�s the benef�c�ary under this S�cur�ty�nstru�nent. <br /> 4D� rrTrustee" is Arend R Baack, Attarn�y <br /> . <br /> 4 E� "N ote" m�ans the promissory na�e sign��by Borr�w�r and dat�d �a n u a r'y 2�, 2 D 1� . The�ote <br /> stat�s tha�Borr�wer�wes Lender 4NE HUNDRE(J FUURTEEN THqUSA�VD AND 4�I144 <br /> D�llars �U.S. $l l4,��D.�� }plus xnterest. B�rr�vver has prom�sed�o pay�h�s d�bt zn regular <br /> Per�odic Paymen�s and�o pay t�e deb� in fu��nat later tharz Fe b r u a ry l, 2�3 l . <br /> �F� "Prvperty" means the prop�rty that�s descr�bed below under the heading "Transfer of Rights in�h� <br /> Prtiper�y." <br /> ��� "Loan" means the de�t���denced��th�N�te, plus int�rest, an�p�repaymen��harg�s and lat��harg�s due <br /> under the No�e, and a�l sums due under this�ecurity Ins�rument, p�us�ntere�t. <br /> �H� "��ders" m�ans a1l Ri��rs to this Se�ur�ty�nstrument that are executed by Barrower. Z`�.e fo��ovc��ng Riders <br /> are ta be execu�ed by Borr�v�er�check box as appXieable�: <br /> �Adjustable Rate Rider � �ondomin�um Rxder �Secand Home Rider <br /> 0 Ba��oon Rider � Plar�ned Unit I3��e�opmen�Rider 0 ��4 Family Rider <br /> [�VA R�der �B�we�kly Paymen�Rider 0 C�ther�s} �specify� <br /> 41� "Appiicable Law" means a��Cantroi�ing applicah�e federal, s�ate and local sta�u�es, r�gulations, ordinances <br /> a.nd admin�strative rule� and order� �that ha��the effec�of�aw} as well as a�l applicable�nal, n�n-appea�abie <br /> j udic�a��p�n�ons. <br /> 4J� "�ommunity Ass�ciativn Dues, Fees, and Assessments" means a11 dues, fees, assessmen�s and ather <br /> charges tha�are�mposed on B�rrow�r ar the Proper�y by a c�ndominium assoeiation, h�meowners <br /> asso�iat�on�r sirnilar organizat��n. <br /> tK� "Electrvnic Funds Transfer" means any transfer�f funds, ather than a transactifln orig�nated by check, <br /> draft, or sim�lar paper zn��rumen�, whzch�s �xz�t�at�d through an electran�c terminal, te�ephonic ins�rument, <br /> compu�er, nr magne��c tape sa as t�ard�r, �nstruct, ar authoriz�a�nancia� ins�itutian�a debi�or credit an <br /> a�count. Such term includes, but is nat lim.�ted to, po�nt-of-sale transfers, automated�e11er machine <br /> �ransact�ons, transf�rs in�tzated by t�i�phon�, vvire transfers, and automat�d c�earinghaus�transfers. <br /> �L} "Escrow Items" means those�tems that are descri�ed in Sec���n 3. <br /> 4 iVl� "1Vlisc�llaneaus Proceeds" nlean� any�omper�sation, settl�men�, award of damages, or prac��ds paxd by <br /> any th�rd par�y ��ther than insurance proceeds paid ur�der the c�verages described�r�5�ction 5} for: �i} <br /> damage�o, �r destruc���n of, the Property; �ii} candemna�i�n or�ther taking�f ail �r an�part flf the <br /> Pr�per�y; �iii}con�reyance in Iieu of condemna�ion; ar�iv}rn�srepr�sentat��ns of, �r om.�ssians as t�, �he <br /> va�u�andlor cnndi�ion of th�Pro ert . <br /> NEBRASKA-Single Family-�annie Ma�l�reddis Mac UNIFDRM INSTRUMENT Forr�3�28�1�7 <br /> VMP Q VMPfitN��{1302� <br /> Wv€ters Kluwer Finan�ial 5er�i�es Page 2❑f 17 <br />