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When Recorded Return To: <br />Charter West Bank <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />Loan No: 923329 <br />FORM H <br />C ) <br />NEBRASKA INVESTMENT FINANCE AUTHORITY <br />HOME BUYER ASSISTANCE (HBA) PROGRAM <br />NEBRASKA <br />SECOND DEED OF TRUST <br />NIFA/HBA LOAN - SECOND DEED OF TRUST <br />Form H <br />Laser Forms Inc. #NIFA109 10/15 Page 1 of 6 Initials* 2 <br />This Second Deed of Trust (this "Second Deed of Trust "), is made as of January 22, 2016 , <br />by and among Zane M Brown A Single Person AND Chelsea L Stueben A Single Person <br />("Borrower", hereinafter referred to <br />as "Trustor "), Whose mailing address is 1312 N Lafayette Ave, Grand Island, NE 68803 <br />U.S. Bank Trust, National Association, ( "Trustee "), whose mailing address is 111 S.W. Fifth Avenue, <br />Portland, Oregon 97204, and Nebraska Investment Finance Authority ("Beneficiary"), whose mailing <br />address is 200 Commerce Court, 1230 0 Street, Lincoln, Nebraska 68508 -1402. <br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to <br />Trustee, IN TRUST, WITH POWER OF SALE, for the benefit and security of Beneficiary, under and <br />subject to the terms and conditions of this Second Deed of Trust, the real property, legally described as <br />follows (the "Property "): <br />Lot Five (5), Block Eleven (11), Sheridan Place, an Addition to the City of Grand Island, Hall <br />County, Nebraska <br />