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When Recorded Return To: <br />Charter West National Bank <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />m <br />c <br />� N <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Charter West National Bank <br />nr' <br />n <br />� I <br />[Space Above This Line For Recording Data] <br />RE-RECORDED 201600399 <br />Loan No: 923001 <br />MIN: 1004167- 0004001111 -7 <br />Case No: 34 -34 -6- 0206471 <br />Parcel ID: 400060833 <br />DEED OF TRUST <br />THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS <br />AFFAIRS OR ITS AUTHORIZED AGENT. <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated November 2, 2015 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />David E Gerhardus AND Teri A Gerhardus Husband and Wife <br />Lender is a Corporation <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 714 N Diers Ave <br />Grand Island, NE 68803 <br />(D) "Trustee" is Charter West National Bank 201 So Main St West Point NE 68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />NEBRASKA Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 -MERS 9/11 Page 1 of 13 Initials: I <br />In <br />r"N., -- 1 <br />,j, In <br />c`r' -4 <br />y . , - 17-1 . ' `r <br />- r f V Q <br />_- } © p' <br />rV *, <br />"r: c1 <br />..-,r, a- t :1 CD CO <br />--I <br />CO (( <br />cn <br />c D c.rt rn <br />CT) CA) -'-I <br />0 <br />