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<br /> obligati�n to pay�o Lendet Ft�nds far any oi al1 Esc�•�vv I�ems a�ariy��me.Any such waiver�may on�y
<br /> be iz�vv�•i�:i�g. In the ev�n�af st��h waiv�r,B�rr�we�•shal�pay direc�ly,when and where payable,the
<br /> a�not�n�s�ue fori any Escrow I�ems f�r wh�ch paymen�of Fur�ds��as bee�wa�ved by Lender ar�d,if Lenc�er
<br /> �'�C�L�.lY'�S, 5�1�.��.fl.�E�'1115�1�4 Le11C�.���'�C�1�7�5 eV1CI�11CII1�SL�C11�3ay�T1�17�W1��11fl SlEC�l t1Ylle�J��'14C��.S Le1�C��1.�
<br /> may re�u�x~e.Borrov�rer's obl�ga�zon�o ma�{e stxch payme���s an��o pr�vxde rec��p�s s11a11 for a11 purposes
<br /> be dee�ned�o b�a covena��and agreemen�con�a�ned in�hzs��ctirx�y Instr�imen�,as�1��phrase"cnvenan�
<br /> ar�d agreezner�t" is usec��n Sec��o�9, If Borrow�r�s obligated�c�pay Escro�r I�e�ns d�rectly,pursuan��o
<br /> a waiver, �.�z�Borro�er fai�s�o pay t�e am�un�:due fo�•a�1�scraw I�e�n, Lender xnay exe�czs�i�s rig�lts
<br /> t�r�der Sect�o�� and�ay such a�noun�and BorrQw�r sha1�then be ot�l�gatec�unc�er Sectio�.9��repay�o
<br /> Lender any such arn.�un�. Lender may r�vo�e�h�watver as�o a�y or a1�Escrow I�ems a��.ny���ne by�.
<br /> �.otice given�n a�cor�an�e wi��i Sectiar� �.5 a�1d,upoza.sL��h r�vaca��on,Barrow�r sha��pay to Le�lc��r aII
<br /> Funds, �.nd i�such�.m�unts,�h�.t a�e ther�requ�red tinder��irs S ec�ion 3.
<br /> L�nd�r rr��y,�,��ny�;i�m�, co��ec��.nd ho�d Fur�ds in an axnount��.}sL�ff�cxen�to permi�L�r�der�o ap�XY
<br /> th�Ft�nds a��he�ime speciFied t�nc�er kESP�, and�b�r����a ex�eed�he maxzmum.amount a�ender can
<br /> reqL�ire�und�r RESPA. Lende�shal�es�ima����.e arnoun��f Fu�zc�s dli�or�the basis of ct�rrent da�a ax�d
<br /> r�asor�a�le estiima�es of expenciit�ir�s of fu�.�t•e Escrov�I�ems�r o�herwi�v�n accorc��nce w��h Appl�cable
<br /> Lav�,
<br /> T�e Ft�n�.s s1�a11 be�eld�n an zns��tu�ifl�whose dep�si�s are xnsL�red by a federal agency,ins�r�.��.z�n�a�zty,
<br /> ar en��ty�includi�g L��.d.er, �f Lende��s an Z�st�t���lor�vvhose deposi�s are sa inst�red� o�in�r�y Federal
<br /> I�a�ne Loan La�.��.Lender sha��apply t�ie Funds to pay�1a.e�scr��r I�em.s no la�er than the�ime sp�c�fied
<br /> ux�c��r RESPA,Ler�der shal�no�eharge Bo��awer f�r holc�ir�g and applying the Fu�.ds,anr�t�ally analyzing
<br /> �he�s��raw accour��, or ver�fyi�g the Escr�w Items,u�1�ss Le�der pays Barrawer interest o��he Funds
<br /> a��.c�A�plicab�e Lav�perm�ts Len�.er�o mal�e such a charge.Un�ess an agre��rner�t�s made in�r��in ar
<br /> �
<br /> .�pp����.bl��,aw�•�c�u�r�s i�a.�eres��o b�pai�on�h�Fu�.ds,I�ender s1za�I no�b�r�qu�red���ay Borrower
<br /> any in�er�s��r e�.ri�ings on��ze Ft�nds.Botr��rer�11�.Lender�ar�agree in wr���ng,h�w�ver,tha��n�eres�
<br /> shall b�p�xd an�h�Funds. Lend�r shall give�a Borrower,v�r�th�llt charge� �.n ari��ua��ccoun�izzg❑f t�e
<br /> Funds as rec�t��red by RESPA,
<br /> If�h�r�is a starp�t�s of Funds held in escrov�r,as d�fined under R�SPA,Le.nder shal�ac�aun��a Borrower
<br /> for�he�xcess funds ir�accorda��e vvith R�SI'A.If��iere�s a shor��.ge nf Funds he�d i�esc�•ovSr,as c�efi��d
<br /> t�n�.er R�SPA,Lender sha�1 r�����`y Bot-�ov�rer as rec�uired by RESP:A�, and Bort�ov�rer shal�pay to Lender
<br /> . th�amQun�necessary��ma1�e t�p the s�1���ag��accarc�ance�with l�ESPA,1�u�in no more�ha�.�2 mon�h�y
<br /> paym���se I f t here is a d�fic�ency o f Fun d�he�d in e�crow,a�def�ned under RE�F�,L�r�der sha�l no�ify
<br /> I3�r�awer as required by RESPA, and Borrawer sha�l pa�t�Le�.c�er�he amaL��.t necessary�o m�.�e L�p
<br /> ��Ze de�c�ency�n accar�.ance u�i�h RESPA,Uu�in r�o more�ha�. 12 man�lz�y pay�nen�s.
<br /> Upo�i payin�n�in fii��af aXi sums secl�re�.by�his Sect�rity I�zst�u.men�,Le�.der sha��p�•amp�l�refi�nd�o
<br /> Borra�er any�'u�ds h�1d by Le���e�.
<br /> 4�.C h�rg��; L.i�ns.Bo�ro��r sh�.11 pay�.II���es,assessmen�:s,e�arg�s,���.es,a�1�.zmpas��ions�:ttribu��.b1e
<br /> t��h�Prop�rty which c�.n a�t�.xn prra��x�y ov�r�his Securi�y I�st�Yu.men�, 1e�.seho�d payme�ts�r grou�zd
<br /> .
<br /> ren�s on� e Pr��erty, if a��y, a�c��nmmuz�.ity Asso�xa�iox�I]u�s,Fees, and Ass��smen��, zf ar�y. To�h�
<br /> ex�er���ha�thes�iterns ar�Escrav�I�e�ns,�or�o�ve�shall�ay�h�n1 in the manner pr�vided in�e��i�n 3.
<br /> HCFG-aQ3�s
<br /> NEBRASKA-Sirtgle F=amify�FannEe MaelFredd��Niac LJNI�DRM 1NSTRUMENT Farm 3fl28�In�
<br /> VMP� (�71�5
<br /> Walters Kl�wer Finaneial Services ?.0�6fl��415,2:2.3298-J2��5�72�Y Page 5 ofi�7
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