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2� 1 ��38� If�he Lo�.n xs subj ec��o a la�r�rhich se�s maximum.loan charges, �.n�.��iat lav�is �nal�y ir��e�prete�.so �ha�the�nt��ies��r other l�a�cha�rges co��ec�ed or t�be col�ec�ed�n connectio�vvith.�he Laan exceed��a.e pe�'I711��;C��1111��Sy i:hen: (a} any st�ch 1oa� charge sha�1 be r�dt�ced by�he amoL�n�r�ecessa��r t��ed�.�ce the . c�.a�-ge�o�he per��ni�ted�imi�;anc��b�a�y st�ms already co1le��ed from Bor�:ower w��ic�z�xce�d�d pe��m.it�ed �imi�s v�ill l�e tiefi�nded�o Bo��rov�rer. Lender may choose ta nzake�hzs refi�nd�y rec�t�c��g�h�princ�pal awed under tl-�e Nate or b�ma��ng a direc�payme�.��Borrower, If a refi.�x�d redt�ces�rinc��a�,�he redt�c��on w��be�r�a�ed as a par��a1�ar��aymen�w�t�lou�a�.y prepaymen�Glzarge�w1�e��let�or no�a p�e�ayme�t cllarge is prnvided fo��u�.l�ier�he Note�. Borr�wer's�ccep�anc�of any si�ch refi.�nd mad�by c�irec�p�.yinez��o Baz�r�w�r will ca��st�tu�e a v�ra�ve�•of a��.�r�gh�of ac��l B or��wer m�ght havE�.risx�ag ou�of su�ll avercharge. 'I�M N o�i��s o AIi no�ices g�ver�by B or��vwer or Len�er i�a.connec�ian�rith�h�s Se�ur��y Ins�ruxneu�nzus� be in vvr�tii�g.Any no-��ce�o I3orrower xn connec��on�rit11�his �e�uri�y Instrt�ment sh�,l�be�.eemed�o hav�be�m give�z to Bar��ez•tivhen�n�.�Xed vy��•st class�n�:�l or when ac�ually del�vered��Barrower's �.o�ice adc�r�ss if sen�by n�her means.N�txc��any one Bn��nwer shal�coxas�Y�u�e not�G��o aIl Bar�ow�rs t�nless 1��pl�cab�e Law expr�ssl��•equ�r�s otherw�se. The n�t�ce address shall be�he Prope�-�y Addz'055 unless Bor�•�v�er has desig�.a�ed.�.subs��t�x�e r�otice ac�dress 1�y�o�xce to Lender.Bo��rower shal�proxnp��y r�o�ify Lex��.e�•of Borrower's cha�age of address. If Le�.c�er spectfies a procedure for repa��ng Barrower's cha��of address,then Bo��row�r shax�only report a char�ge of address through t�ia�specified�rocec�t�re, There may b�on�y one c��s�gna�ed nnt�ce a�dress L�n�ier��.is Se�ttri�y I�.st��umen�at ar�y or�e time.Ar�y no�i�e�o L�n�.er sha��be gxv�n by del�vering i��r by mail��.g z��y f"lrst class mail to Lender's address s�atec�herei�un�ess Lender�.as des�gna�ed ar�o�her address by no�zce to Bo�r�wer.Any not�ce in cor�ec��on with�his Sect�rity Ins�ri.l��e��sha��r�at�e deexnec��o have k��en gzven to Lend�r unt�� act�ra�Iy rece�ve�. by Ler�d�r.If a�1y�o��c�requirec�b�this Security Ir�s�r�.��n�n�is alsa requir�d ur��.�r Appli��.ble La�v,�h� Ap��i�abl�I�av�req��rement wi��sa�isfy the�o�respon�.ing reql�irement u.nder�h�s Security Instr�xmer��. '��. �a�r�rn�ng L�vtir; �ev�r�br[�ty; Rule� �f�ans�ru�t��n. T'h�s �e�uri�y Instrum�n�sh�.11�e gove�ne�by federa�Iavv a��.d�h��.��f�he jurisc�.x��ior�tn�t7vhich��ie]'r�perty is lo��.ted. A�l rights anc� obliga�xons �ox�.�ain�d ir��th�s Se�;urity Ins��l�rnent are subjec��o any r�c�t�xr�m�r��s and 1xm.�tat��ns of Appli�ab��I��w. Appl�cable Law mzght e�pi�citly ar�mplicz��y a11o�r�h�par-�ies�o ag�•ee by con�t�ac�or i�might be silen�,bu�such silence s�.a1T no�be constt�.�ed as a prohib��ion agair�s�a��eeme�.#:by cantrac�. In�h�even�:tha�any provision or c�ause�f�hzs Sect�r�ty Inst��.rmer��ar�he Note conf�i��s�v�t�Applicable Lau�, such co�.flic�s�.a�l n�t affec��he��rovisio�s of�his Sect�rity Ins�rume�t or�he�Tote wh�ch car�be given e�'fec�w��hou��he cnn:�zc��ng prov�.sion, As tixs ed in�his S ecur�tiy Instrui�.ze��: �a�vvord�of�he mascu�.ine ge�der shall xnean and znclude �orresponding neu�er,wards �r worc�s�f�.he fem�r�x�a�e g��.der; �b}v�orc�.s��.�h�singu�ar sha�l me�.�a�d 1nc�ude�he plura�and v�ce versa;�nd�c}�h��ord"m�:y"g�v�s so1�dzs�retzon�vv�th�t�t any ab��gation�o �ake an��c��.on� '�7. ��rr�w�r'� ��py�Barr�v�er sha��be giv��o�.e�apy of the No�te a�.d of t�.is Se�ur�ty��.s�r�,�men�. '��, Transfer vf the Prap�r�y vr� �3�r��fic�a� �n��r�st i n ��rroriv�r. A5 LtS�C�I�.1��].1S S�C�:�� .$, '►Ir�terest in�he Propez��y"m.�ans any�ega�ar benef�cial ir�terest in�he I'xope�ty,including,bLi��ot lzmi�ed �a,�1�ose bene�cial�n�eY�ests�ransfer��ed xn a bond f�r dee�, contrac�For deed; xns�a��me�.�sa�es�ontract . or escro�agre�r�zez��,�h��r�ten�of whzch is the�ransfer�f title h�r Borrow�r a�a fi,�t��r�da�e�o a pi�rchaser. . HCFG-ao3�� NEBRASKA-S€ngle�ami{y-Fannie Mael�r�ddi�Mac 1.1NIFORM INSTRUMENT Farm 3D28 1J0� VMP� D71�5 Walters Kluwer Financial Servlces 2q�EQ��415.2.2.3298-J2015Q728Y Page 12 of�7' *58885��62 5�