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2� 1 ���371 <br /> ob��gati�n�o�ay�o I.,ender F���ds for any�r all Escrow I�ems a�any�i�-n�.A�y such�vaiv�r rzlay o�aly � <br /> be in�vri�ting.I���.e ev�n�af sucf�wa�v�r,Bo�i��ower shal�pay d��ec��y,when and w�zere payable,�h� <br /> amoL��lts�ue f�r ar�y Escraw��ems for w���ch payme�t of Ft�nc�s has beer�waived by Lender anc�,if Lenc�er <br /> reqt�ires, sha��furnis�l to Lender rec�ip�s �v�dencing sL�ch payme�.�v���hin suc1�tim.e p�ri�d�:s Lender <br /> may�•equire.Barrovv�r's oblzga�i�n�o rnal�e st�ch payme�.ts ai�d��pr�vide re�e�p�s sha��for a��pu��p�ses <br /> be deemed�o be a covenan�anc�agr�em�.ent ca�l�ained��.th�s Secl�ri�y Ins�r�.�me���as�he pl�ra5�"covena�� <br /> and�:greemen�" is L�ser�.x�� Section 9, If Borrower�s ablxgated to pay Escrow I��ms dire��Iy,pu��suan��a <br /> a w�.iver,anc�Borrow�r fai�s��pay the amoi�nt du�for a�1 Es�row I�em,Lender ix�ay exerc�se��s rigll�s <br /> u�lder Sec��on� and�a.y such amount a�zd�3�rrower sha2l th�n b�ob��ga�ed L�nd:er Sec�io���:o�•cpay to <br /> T�e��der any such amnt�ri�, Leza:der may revo��e�he waiver as to any or al�Escrow�tems a�atay time by a <br /> no�ic�given in accordailce w��h Sec�io� 15 �.nd,t�por�st�ch reva�a��o�1,Borrav�er sha�I pay to Lend�r aI� <br /> F'u�1ds, an�i�such�.m.au���s,t1�a�are�he�r�quired under this S�c�io�3. <br /> Le�zde�r�n�.y, �,t ar�y�xme, ealiect�n�.ha�d Fu�1ds x�an�.rnou�t��.�sufficie����perrn.i�Lexlder��a�plY <br /> the Func�s �.t the time sp�czf�ed t�nder RESPA, and.�b�no��o exceed�he ma�ir�um�.moun�a�ender�an <br /> �ec��,�ire l�nder RESPA., Lendet•sha��es�ima�e�he axx�oun�of FL��ds dt�e on�he basis of curre�.t da�a and <br /> z easonable estima�e�nf expe�c�.�t��res of fut�i�•e Esc�ow I�ems or•othervv�se�n ac��rd�.r���w��h App�icabXe <br /> La�r, <br /> The Fttnds sha11 be helc��n an ins�itution�vh�se deposits are��.st�red by a fede�a�agency;instr�.�me�.�ality, <br /> or en�ity�includi�g Lender, if Lender is ar�ir�stit����on vv�.ose�epas��s�.r�sa�r�stlred} or�n any�`edera� <br /> Ho��ne Loan Ban��,Lender shal�app�y�he Fur�ds ta pay t�ae Escro�v�r I�ems no�ater tllan t�a.e ti�ne specif��d <br /> . u�d�r RESPA.Lender sha�X not�harge Borrower f�r 11o1d�ng and a���y�ng��ie Fur�ds,an�ua�Iy a��lyzing <br /> �he escr�W accoun�, o�•v�r�fy�r�g�he Escr�w Itie�-ns,ur�Iess Le�a�.�r pays B�rrovv�r xn��rest o��he Funds <br /> an.d App�xcab�e La�r p�rrn.zts L�nder�a�na�e such �,charge,U�l�ss an agreemer�t�s rnad.e in writi�.g or <br /> Applicab��Law requir�s in�eres��o be pa�d ox��.he Funds,Le�der s�1al�not be��qu�r�d�o pay Bor�•o�ver <br /> a�1y�nt�res�or earnings o��he F'ur�ds. Borrower a�1d L��Zder�an�.gz+ee��writir�g,hawev�r,�ha�xn�erest <br /> sh�l�be p�.�d on�.he Fi�nds. Lend�r sh���give ta Borr�wer,wx�haut ch�.rge; �,n�.��Z��a�accatinting of�1�.e <br /> Fu�zds as required by R.ESPA. <br /> If there is a sL��-p�tis of�unc�s h���.z�.escrow,as d�f�n�c�unc�er�ESPA,�enc�er shall ac�oL�n��a Bnrrower <br /> for�he excess fi.�r�c�s x�.�.�cord�nc�wi�h RESPA.If��ze�,e�s a sho��age of Func�s held 1n escz o�w,as deF'i�ed <br /> t�nc�er RESPA,Lenc�er s�zall no��fy Borr�v�er as x�equ�red by RESPA, a�d Borro�vver shal�pay�o Len�.e�• <br /> �h�am�L�n�c necessary�o mal{e up�he s�zortag�in�.cc�rc�ance wi�h R�SPA,bu�iri na mc�re��ian�2 mon�hly <br /> paymer��s. If�here is a def�c�ency af Fu�.ds he�d in escr�vv, as de�'Yne��.�nc�er RESPA,Lencier sha�I z�otif�r <br /> B�rrower as r�c�uire�by RESP.A�, a�d Barr�wer s�za1�pa��o L�nder the amoun�n�cessary�a rnal�e up <br /> �hc deficzency in accorr�ance v����1 RESPA,bu� 'in na more than 1Z m.o�.�h�y paym�r�ts, <br /> Upo�z paymen�in fi.���of all surris secured by�his S�cur�ty I�zs��l�me��,Lender sha���r�mp�Iy refunc��a <br /> Bnr�•o��r ar�y Fux�ds he��.by Lender. <br /> 4��harges; �.[en�.�orr�wer sh�:�I pay�,���a�es,assessmen�s,ch�.rgcs,�nes,and irnposi��ons�t�ribu��.��� <br /> ta the P�{ap��-�y wh�ch c�.n�.tt�.in przari�y�ver thxs SecL�rx�y�n�tr�.�me�1�, I�aseho�cl p�ym�n�s�r grou�l�. <br /> re�.�s ot1�h�Pro�er�y,i�any,�.nd�ommun�ty Associa-�io�.Dues,Fe�s, �.ri�.Ass�ssments, �f any. T�the <br /> ex�ent�hat 1;hese x�ems a,re Escra�v��ems,Borrov�er shal��ay��iem rn tihe rnanner�ro�i�.ec�zn Sec�ion 3. <br /> HCFC-�a359 <br /> NEBRASKA-Single Family�Fannie MaelFre�c�ie Mac LJNIFDRM INSTRUNIENT Form 3�28 11�� <br /> VM P�3 <br /> 07115 <br /> INolters Kluwer Fir�anciai 5ervices 24 fi 541079 5,2.�.3298-J�a�5fl728Y Page 5 of�7 <br /> *2629771 B��6'� <br />