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2� 1 ���371 <br /> If t�ie Laar�is suUject t�a Iaw v��ich sets maxim�m�oan�harges, and�hat lav�is firia�ly inte�-pre�ed so <br /> �hat the in�erest❑�'��het��oan chat�ges collected�r�o b�col�ec�ed zn cnnne�t��n wi�h the Loan exceed the <br /> permit�:ed��1ni�s,�l�en: �a} any sLlch Io�.�chat�ge sha��be re�.�.�ced by the amot�nt�.ecessary to reduce�he <br /> charge�a�he pe��Zn�t1:eC��jmi1:;and�b}ar�y st�ms already collec�ed fror�Borz•ower w�iich e�ceedec�pez�ni�:�ed <br /> lim�xs�vz��be re�i�ndec��o Barrower. Len�ler ma��hoose t�ma�e�h�s�•efi�nd by rec�t�c�ng the principaX <br /> owed u�der�he No�e ar by ma�fi�g a c�ir�c�payment��Borrower, zf a refi�r�d redt�ces pr�nc�pa�, �he <br /> rec��ction vv��1�ae treat��.as a partial prepaymen�v�i��Zou�any p�epaytnen�charge �whe�her�r�o�a <br /> �rep�.yme��charge is prov�ded fo��uzlder th�No�e}.Borr�wer's a�ceptance o�'any st�ch refi�nd mac�e by <br /> dxrect�aay�.ze�.�:�to I3ox�roW�r�vi�l.�o��stitute a v�aiver of a��.y r�g�xt of act�a�Barrawer mig��t have ar�s��:g <br /> ou�of su�h�vercharge. <br /> 'I 5. Nvti�e�..A.���a.ot�ces g��er�by Bnrro�ver or Lender�n co�.ne���on���h�hxs Se�uri�y Ins�rum��a.�mus-t <br /> b�t�.�v�X�i�zg.A��y notxce ta��r�-o�ve�in�onr��c���m v�x���hxs �e�uz-i�y I�st�2�men�sha11 b�de�mE�.ta <br /> ha�e b e��givet��a B ar�ower when�nailec�by f�rst class ma�I or wh�r��,c�ually c�elivered to Borrow�r's <br /> n�ti�e address rf sent by o�her�x�eans.No��ce�a a�y or��Bnrr��ve�y shali c�nstit���e n��ice to a11 Ba�owers <br /> u�less.�.p�l�cab�e Law expr�ss�y re�t�ires�therw�se. Thc�.�.�ice ad�.ress shall be�;he Propertiy.A.dd�ess <br /> t1�1��55��Tl'�VL�'el'�12�5 C�.�51�11�.��C�a SL�bS�1tL.lte I7d�l�e aC�.C�.t eSS�]��1a�1C��;n LeI1C�e�'.Bot�rovver sha11 pr�mptly <br /> r�.ntify L���ade��of Borrower's char�ge af address. If Lende�specifies a procedure for report�ng Borr���er's <br /> change of address,then�orrower shall anly r�por�a cha�.ge of address�hz•��ugh that specif�ed pracedu�e. <br /> There ma�be on�y one des�gna�ed no�ice acldress t�nde�r�h�s Seci�rz�y�r�strumer��a�any o���xme. Any <br /> nat����o Le�der sha1l b�given by ciel�vering i�ar by mail��g z�by f'irs�class ma�I ta Ler�der's addr��s <br /> s�a�ed herein u��.ess Ler�der has des�gna�ed anot�ler addr�ss�y��o�ic��o Borrower.Ar�y no�ice i�l��rulec�xan <br /> vvi�h�h�s Security Instrument sha��n��be d�emed�o have b�en given ta Lez1�.e�unt�l actual�y receivec� <br /> by Lend�re If any notice requ�red by th�s SecL�rity Ii�s�rume�l�is�.�so r�qu�red under A��l��able Law;the <br /> Appl�cab��La�requ�rem�n��vx��s���sf�the�orr�spond�ng requ�ren�.ent u�der th�s S�cur��y Ir�st�um�r�t. <br /> '��. ����rn�ng Law; S�rr�r�bility; Ru�e� of�or��truct�nns T'his Secur�ty Instrument sha1��� <br /> go�e�n�d�y fe�.��al l�:w�,nd th�l��v of t�.e jurisc�xc��o� in which�h�Property is located.Ali righ�s ar�d <br /> obligatx�ns c�n�ax�e�:�r�t11is Se�urity Ir���rLYmen�are subj ec��a any rec�uiremer��s anc�1im��a�ions of <br /> Ap�Ii�at�l�Law. Applicab�e Lav�nl�ght e�plicitly nr zm.plici�ly al�ow�he par�zes�� agre�b�r contrac�or <br /> i�migh�b�siler�t,bu�su�l�s��ence sha1�no�be co�sttl�ed as a proh�bi�io�.aga�ns�agreemen�by con�ract. <br /> Iri�he event�ha�ar�y provis�on�or c�au�e af�11is Sectirity In�tr�.�me�.�or�he No�e co�.f��c�s wz�h Appli�a�ble <br /> La�v, such confl�c�sha��no�aff�ct o�h�r pravisions af t1��s Securi�y Ins�rumen�or�he No�e which c�.n be <br /> give��ff�ct w��hoL�t�he c�nf�ic�ir�g provrsio�.. <br /> As t�sec�.in�hxs S�curi�y Instru�nen�: �a�words of the masculi�e genc�er��iall mean ar�d in��ude <br /> correspor��.��ng neu�er�v�rds or v��rds oF�he fe�n�n�x�e gender;���w�rds ir��he singL�lar shal�rnea�and <br /> ��.C1t�de�he���.�r�.�ar�d v�ce v�rsa,�.nd�c}�he�rord"�-nay'►g�ves sa�e d�scre��a�.�v��h�ti��any obXiga��on to <br /> �a��e an�r ac��on. <br /> "i?'� B o�r�w�r"s G o py� B orrow�r s�i�l�b e g�ve��on�ca�y a f�he No�e and of�hxs S ect�rzty I1�str�.ime��, <br /> '��. "Transfer of the I�r�per�y�r a ��nefi�ia� ��t�r��� in �orrr�wer. As used in�his Sec��o� 1$, <br /> "In�erest in�he P.�oper�y'"means an�1ega1 or be�.ef�c�al ir�terest in the Pt-�per�y,ir�clt�ding,�Ll�ri���1111I��C� <br /> to,thase beneficia�interes�s�ransf�rrec�ix�a bonc�fo�c��e�t, con�rac�For deec�, instaTlme�t sales cantrac� <br /> or�scraw agreen�en�,�he x�.�e��of w��ch is 1:he�ransfer of��t�e by Borrower a�a ft.��.ire c�a���o a pur�l�aser, <br /> HCFG-��359 <br /> NEBRASKA-Single FamEly-�annie Ma���reddie Mac 11NIF�RM lNSTRUIvIENT �orm 3D28�1�� <br /> VMP� 071�5 <br /> Wolters�tluwer�inancial 5erviaes 24�6�147�5.2.2.3�98-J2D�54T28Y Page��of�7 <br /> *2��977162�G* <br />