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2� 1 ��375 D�C ID #; ********7666�1�16 a default or any other defen�e of Barrower to accelerativn and sale. If the default i� not cured on or � befvre the date specified in the not�ce,Lender�t its option may requ�re immediate payment in full of all sums secured by this S�cur�ty Instrument without further demand aad may in�oke the power af sale aad any other remedies perm�tted by Applicable Law. Lender sha�l be entitled to coltect all expen�es incurred in pursuing the remedies pro��ded in this Section 22,including,but not limited ta, reasanab��attorney�'fees and costs of title e��dence, If the power of sale is in�oked, Trustee shall record a noti��of default in each �ounty in which any part of the Property i5 locat�d and shall mail copies af such notice in the manner prescribed by Applicable Law to Borrower and ta the other persvns prescribed by Applicable Law. After the time required by Applicable Law,Tru�tee shall gi�e publ�c n�ti�e�f sale to the persons and in the maaner prescribed by Applicab�e Law. Trustee, w�thaut demand on Borrower, shall sell the Property at public auctian to the highest bidder at the time and plaee and un�ler the terms designated in the notice of sale in one ar more parcels and in any order Trustee determines.Trustee may postpone sale vf all or any p�rcel of the Property by public annauacement at the time and place of any pre�ious�y sch�du�ed sale.Lender or its designee may purchase the Property at any�ale, Upon receipt of payment of the price bid, Trustee shall deli�er to the purchaser Trustee's deed con�eying the Praperty. The recitalS in the TruStee's deed shall be prima fac�e e�idence vf the truth of the statement�made there�n.Trustee shail apply the pro�eeds of the sale in the fol�awing�rder: �a� t� all costs and expenses of exercising the power of sale, and the sale, inc�uding the payment af the Trustee's fees actually incurred and reasonab�e attorney�' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and (c} any excess to the person or persans legally ent�tled tv it. Z3. Recvn�eyance. iJpon payment �f a�1 surns secured by this 5ecurity Instrument, Lender shall reques� Trustee tv reconvey the Proper�y and shall surrend�r this 5ecuri�y Instrument and a�l n�tes e�idencing de�� se�ured by this Security Instrument to Trustee.Trustee sha�1 r�convey the Property vv�thou�warranty to the person or persvns legal�y ent�tled�v it. Such person or persons shal�pay any recorda�ian cns�s. Lender may charge such per�on or persons a fee fvr reconveying the Property,but only if�he fee is paid to a third�a�ty �such as the Trustee} f�r services rendered and the charg�ng vf the fee is permitted under Applicahle Lav�r. 24. Substitute Trustee. Lender, at its opt�vn, may frvm time to time remove Tru�tee and appoint a success�r trustee tv any Trustee appointed hereunder by an i.n5trument recorded in the cvunty in which th�s Security In�trumQnt is re�vrded. �1L1'ithou�cvn�eyanc� of�h� Praper�, the successvr trustee�ha11 succeed to a1I the title,pvvWer and duties canferred upon Trustee herein and by Applica�le Lav�. Z5. R�quest for Notices. Bvrrower requests that co�i�s vf the notice�f default a.r��sale be se�t to B�rrov�er's address whxch is the Proper�Address. BY SI�NIN� BEL�W, Borrower accepts and agree5 tv �he terms and co�enants cvntained in this Security Instrument and in any Rider executed by Borrower and recorded v�ith it. .c-�r�c,,� - .. � Sea� � } Rz H�RD T. S�'�� 3R -Bvrrov�er � �Sea�} L I SA D. S�T� -BDrrvwer �5ea1} -Bvrrvwer �Sea�} -Bonower BRAND�N EBERHAR�]T �LS# Ham� Loan Consultant -E�ternal 882��9 Bank af America, N.A. NMLS# 3998D2 � NEBRASKA--Sing�e Family--Fannie Ma�IFreddie Mac UNIFORM iNSTRUAAENT Fvrm 3D28 '11�1 Deed of Trust-NE 2�fi--NE��$1'13} Page'!"! of'I 2