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2� 1 ���289 <br /> ob��ga�ion to�ay�o Len�er Funds for any or al�Eserov�r Items a�:any�ime,Any sti�ch�aiver may only <br /> be in wr�ting,In�he ev�n�of such wa�ve��,B�rrower sha��pay d�rectly,when and where payable,the <br /> �.m.oun�s due far a�y EsGrow I�ems for vv��xch paymen�o�FL�r�ds has been v�raived by�,ender and,if Len�.e�' <br /> reqt�zres, s�1a1�fi.�rnish�o Lex�der rec��p�s ev�denc��.g st�ch paymen�;�vi�hin suc��i t�nze periacl as Lend�r <br /> may rec�uire.Borrower's ob��gation�o ma��e su�h payments an.c�to provide receip�s sha11 for a1��urposes <br /> b�deemed to��a covenant and agreement contair�ed�n th��Sec��t•i�y Instr��men�,as�he phras�"c�venant <br /> a�d ag�•eem�n�" �s used i�Sect�on 9,IF Bo�•r�wer�s ob�xga�ed t�pay Escraw I�e�ns direc�ly;pur�ua�at tio <br /> a v�aiver, and�orrower fai�s�o pay�he arnoun�due for a��.Escraw�te�n,Lender inay exercise i�s rz�11�s <br /> utldcr Scctiion 9 ��.nd pay�uch am�un�and�orrovvcr s�ia1l theil bc�bl�ga�ed u�der Sectinn 9�a r�pay�� <br /> I.��nd�r an�si�eh amour�t. Lencler m�.y reva��e the waiver�.s�o any ar a11 Escrow I�ems a�any�ime by a <br /> ����ce gi�en in a.ccardance wi�h S�c����. �.5 �.z1d,upor�such revocatian,Barrower sha��pay t�Lender all <br /> Funds� ar�c�.in st�ch�.�-nounts, �llat ar��h�n requir�d tir�der�his Se���on 3. <br /> L�r�d�r in�.y, �.�an�r tim�y co��e�i:a�Id hald�L�nds in ari�.�nount��.�suffi��en�to permi�Le�lder�� a�p1Y <br /> the Ft�md��.�the��m.e specXf�ed t�nde�°l�ESP1�, �.n�.�b�no��o e��eed�he maxim�.�m amo�.ln�a Ie�.der ca� <br /> rec�uire tind�r RESPA.Lender shall es��rr,at�the arnoun�af Funds due on the basis �f curre��da�a and <br /> r�a:sona�l��stztna�es of expendit��res nf fu.t��re Esct,nv�I�em.s or o�he�w�se in acco��dance vv�th App�icable <br /> Law. <br /> The T't�nc�s sha��be held in an�ns�it��ion urhose depos�ts are�nsL�red by a fe�eraT agency,inst�-�.�menta��ty, <br /> nr�n�i�y�ix�clu.c�ing Ler�d.e�:, if Ler�c�er is an ins�it��tiar�whose depos��s are so�i�sured} nr�n a�y F�deral <br /> Hom�I..oa�.�anl�,Lender shall apply the Ft�nds to pay���e Esc�o�r I1:ems no�a�er�han�he t�me specif��ed <br /> under RESP.A�a Le�.d�r shaXl�:ot charge Borrawer for ho�dxng a�c�applying�he Fur��.s,anr�ually analyzing <br /> �he es�row acc�unt, �r ver�fyxng the Esc�rovv I�em.s,ur��ess Lender pays Borrower in��res�o��he Funds <br /> an.d 1�ppl�cab��Law perm�ts L�r�d�r to make such�.charge, Unl�ss �.r�agreement�s ma�.e ir�wrr�ing or <br /> App���c�b���aw requir�s zn�eres��a be pa��.�n�he Funds,Le�de�sha11 no��e require���pay Borrower <br /> any ir���rest or earn�ngs on:�he Ft���c�s o �orr�wer a�.d Lender�ar�a�ree i�wrz�ing,hov�rever,that�.�erest <br /> sha�l b�paid�x��he Fun�.s. Ler�der s��.all give-�o Borr��er,vvithoui�charg�, an a�znt�al account�ng af�he <br /> Funds as rec�uir�d by RESPA.. <br /> If th�re is a sL��plt�s af Fu�ds h�1d ir�escrow,as de�r�ed ur�de�RESPA,Len.c�.er sha11 accoun��o B�rr�wer <br /> for the e�cess fitnds in accordance vvi�h RESl'A.If�here i�a shnr�age of Funds he�d in es�ro�r,as�efined <br /> u�.der RESPA,Len�.er sha�1�o�ify Borrower as required�y RESPA, and Bo�7�ower sh���pay�o Lender <br /> �he amount ne��ssary��ma1�e t�p the shortage in acc��ydar��e v���h RESPA,l�ut in no mare��Zax�I�monthly <br /> payxne�.ts. If t�ere zs a d.eF'�.cxency�f Fu�.ds he�d��.esernv�,as de�r�ed under I�ESP.A.,Lenc�er s�al�not�fy <br /> Borrou�er as reqt��r�d by RESPA, and�orrower s��.a��pay��Lender�11e amotint necessary t�ma��e L�p <br /> t11e deficz��.cy��.acc�rdance�vi�la.R..ESPA,but�n�.o m�re�har� 12�-non�l�.�y p�.yznen�s. <br /> Up�n paym�nt in fi.��l af a��sums secureci by�:his SecL�rity I��.s�rl.�m�r��,Lender sha�l pr�mp�ly refi.�nd�� <br /> B�rrov�er any�unds he�d by Ler�der. <br /> 4.�h�rg��; Liens.Borr�vver sh�.��pay aii��,xes,assess��nen�s,chaxges,f��es,�.nd irn.pos��ior�s a-t�ribu�able <br /> ���h�prope�-�y vvhich ca�l�.ttiain pr�ot�i�y over thls Securi�y Ins�z-umen�, �easehald payrnen�s ar gr�und <br /> ren�s�n�h�Pr�per�y,iF any, an�.�ommunity Association Du�s,Fees, �.Z]C��SS�5SI1�L�7�Sy xf any, To the <br /> �xter�t�ha�th�s�i�ems are Escrow Items,Borro�ver shal��ay�hexn x�.����nanr�er provic�ed�n Sec�ion 3. <br /> HCFG-003�9 <br /> NEBF�ASKA-Single�ami[y��'annie MaelFreddle Mac IJNIFDRM 1NSTRUMEN�' �'�rm 3�28�1�� <br /> VMP�3 fl71�5 <br /> Wolters Kiuwer Financial 5ervices 24�B4�07�5,2.2,3298-J2QT 5a728Y Pag�5 af�T <br /> *224T88�62�1* <br />