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2� 1 ���289 <br /> Tf the Loan��subj ec�ta a�aw tivlaxch sets ma��mum.loan clzarges; a�.�.�hat�avv is fina��y in�er�are�ed s� <br /> tha��he�nxeres��t•o��ie�•lnan cha�•ges colle��e�.or�o be col�ected zn conr�ec��on wi�h��Ze Loan�xceec��he <br /> permi�tec��irn.i�s, �1aen; �a}any su�h l�an�harge sha�l be redi�ced by�h�amotxn�ne�essazy�o�•educe��le <br /> charge�o the pe�mit�e�.�imi�;and�b�a��sL�ms alrea�.y co�Iec�ed fr�m Borravver v�rhiGh exceede�perm.zt�e� <br /> I�m��s Wi11 be refunde��o Borrower. Lender may choose�o ma�e�his�•efi�nd by r�c�L�ci�g�he prir�cipal <br /> owed u�ader�l�e No�e nr by m.a1���1g a c�irect payme�.��o Borro�er� If a refund redt�ces prir�c�pa�,the <br /> �reduct�on vvi1l be t�ea�:ed as a par�ial prepaymen��v��hou�a��y prepaymen�charge�v�r�ether ar no�a <br /> prepaymen�charge is�rov��.ed fo�under�he Note�,Borr��er's accep�ance of ar�y such refuz��.made by <br /> d�rec�payrneil�to Bflrr�wer w��l�o�zs���ute a waiver af any r��ht of ac�zori Borr�wer migh�have ar�sing <br /> out of such�verchar�e, <br /> ��, N�t��es�A�i no�ic�s g�v�n by Borrower or L�nder in conn�c��on wi�h�his Secur��y Instrumen�mus� <br /> b��n wr��ing.Any noti�e�o Barro�ver in�onn�c�xox�wi�h�hxs Security Ins�rumenl;s��a��be d�e�ned�a <br /> have beer�gi���z to Bor�o�r�r�rhen ma�led by I�rst c�ass m.�.�i or when ac�L�a��y del�ve�ed�a Bor��v��r's <br /> no�xce addr�ss if�en���r o�he�means.N��i�e t�any one F3arrov�er sha1�Cons���u�e no��ce�fl ali Borr��vers <br /> t��.�ess Applicable La�e�.p��ss�y�•�c�uires o�h�rwzse. The r��ti�e address shal�be the Prop�t�y Address <br /> t�n��ss Borro�ver has design�t�d a substit�ite�o��ce address by not�ce�a Le�.c�er.Bor4rnw�r sha11 pramp��y <br /> notify Lender of Borravver'�change of address.If Len�.er specifies a pr�ce�.ure for repor���g Bo�rower's <br /> change af addxess,then��rrower shal��r��y re�or�a change of addr�ss through�ha�spec��ed procedL�re, <br /> There may be�n�y one de�zg�.a�ed:no�ice address Linder�his Secur�ty Ins�rumen�a�any or�e�ime,Ar�y <br /> notxce to Ler�der s�a�l��giv�r�by delivering z�or l�y ma�li�.g it b�f�rst��ass mail t�Len�.er's address <br /> sta�e�.herein t�nless Lend�r has des�g�aa�ed a�.n�her address by notice�a 8��.•��ver.A�y not�ce in con�ection <br /> w��h�his S�cu.ri�y Instxume�zt sha�l not be deemed�o have been g�ven�o Lender unt�I actual�y rec�ived <br /> by Len�.er. If a�xy�la��c�req�ir�c�by this S ecL�r.i�.y Ir�s�r�.�rr�.en��is also reqt��r��under A�pZica��e Law,�he <br /> A�plicabl�La�rec���r��n.��t w��1 sat�sfy�he c�rrespor�din�requ�remen�ur�der�his S��urity I�Zs�r��me��. <br /> 'i�. Ga�rerning L�►�v; S�rr�r��ili�y; �u��� �f C�rns�ruction. This Secu�i�y Instrun�ex�t shal��e <br /> governed b�federal law and:�h��aw of�h�jurisdxc�xo��n�hich the P�raper�y is lac��ed. A.l�righ�s�.nd <br /> ob��gatz�ns contain�d in tl�is S�cur�ty znstr�.�rnen�ar�subj�c��o �ny rec�u�rem�n�s and 1im��ations of <br /> Appl�cable La�v, Appl�cab�e La�v m�gh�exp�ici�ly or irr�plici�Iy al�ow�he pat�ies to agre�by con�ract o� <br /> i1;mrght be s��e�.�,but su�h siler�ce shal�no��b��onstr�.�ed as a.prohibi�ian against agreeme��by ca��ract, <br /> In th�eve���hat any prov�szax�nr�Iause�f��zis Sect�rity Instr�.�m��.�or the Note co�f��c�s Vv�th Ap�lieab�e <br /> Law, s�.�ch conf��ct shall no�affec�ather pr�visior�s of tih�s S ec�.�ri�y Ins��-ume�.t ar�he Note wh�ch ca�.be <br /> � g�ven effec�vvi�hot�t the con�lic���.g provisiar�. <br /> As used�r��his S�cur��y Ins�r�m��.�. �a�words of��e mascL�Ii�� gender sha�1 mean:�.nd inc�uc�e <br /> corres�aonding neu�er words or w�rds of�he fernini�.�ge�.der; ��}�rords�n�he s�ngular s�.al�mean a�.d <br /> inclL��e th�p�t�r�.l an�vi�e v�rsa;and�c}�he�vord"may"gives sa�e discre�ior�w�thout any o��xgati�n ta <br /> �al�e any actio�.. <br /> '��. �vrrow�r's ��py. Bo�-rower sh�:l�be giv��z one copy of�h�No�e and�of�h�s S�ct�ri�y�ns�r�um�n�. <br /> '��� "fransf�r of th� Proper�y �r a B�nefi�ia� �n�erest in Bnrrower, As txsed i��his Sec�io� 18, <br /> "In�erest�n the Prnperty"mear�s any�eg��or benefic�a���.teres�i�the P�oper�y,�nclL�ding,but r��t�im���d <br /> �o,�hose bene�i��a� in�eres�s trar�sfer��ed ir�a bond for deed, cnn�t;act for dee�., �ns�allrnen�sales con�ract <br /> ar escrow agreen�.en�,th�zn��n�of which�s�he�ra�.sfer of�i���by Borrov�rer a�a fi.��,1�re c�ate�o a pur�haser, <br /> HGFC-0�353 <br /> NEBRASKA-5ingle Fami[y-�at�ni�MaelFreddie Ma�IJNiFDRllll lNSTRUMENT F�rm 3�28�1�� <br /> VM P�3 <br /> �71�5 <br /> Wo[ters Kluwer Financial Services 2D�6�1�7�5,�.2.3�98-J2��50728Y Page 1�af�7 <br /> *224788��2�1�` <br />