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<br />THIS LOAN IS NOT ASSUMABLE WITHOUT THE
<br />APPROVAL OF THE DEPARTMENT OF VETERANS
<br />AFFAIRS OR ITS AUTHORIZED AGENT
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on April 3rd 2000
<br />The trustor is Chad A Keezer and Stephanie A Keezer , husband and wife
<br />( "Borrower ").
<br />The trustee is United Nebraska Bank 700 N. Webb Rd. Grand Island NE 68803
<br />( "Trustee ").
<br />The beneficiary is United Nebraska Bank , which
<br />is organized and existing under the laws of Nebraska and whose address is
<br />700 N. Webb Rd. Grand Island NE 68803 ( "Lender ").
<br />Borrower owes Lender the principal sum of Seventy Six Thousand Five Hundred and 00/100
<br />Dollars (U.S.$ 76,500.00). This debt
<br />is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full
<br />debt, if not paid earlier, due and payable on May 1, 2030 . This Security Instrument secures to Lender: (a) the
<br />repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all
<br />other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the
<br />following described property located in Hall County, Nebraska:
<br />The Westerly Sixty -one (61) feet of the Easterly Ninety (90) feet of Lot Ten (10), Block One (1),
<br />Westerhoff's First Addition, Hall County, Nebraska.
<br />In the event this loan is determined to be ineligible for Loan Guaranty by Department of Veteran's Affairs, this entire loan may be
<br />declared due and payable at the option of the mortgagee. The addendum to Deed of Trust attached hereto and executed of even date
<br />herewith is incorporated herein and the covenants and agreements of the addendum shall amend and supplement the covenants and
<br />agreements of the Deed of Trust as if the addendum were part hereof.
<br />which has the address of X3212 W 18th St Grand Island
<br />Nebraska 68803 ( "Property Address "); City
<br />Zip Code
<br />TOGETHER WITH all improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or
<br />hereafter a part of the property. All replacements and additions shall be covered by this Security Instrument. All of the foregoing is referred
<br />to in this Security Instrument as the "Property ".
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the
<br />Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to
<br />the Property against all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by
<br />jurisdiction to constitute a uniform security instrument covering real property.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender
<br />on the day monthly payments are due under the Note, until the Note is paid in full, a sum ( "Funds ") for: (a) yearly taxes and assessments
<br />which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the
<br />Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance
<br />premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8, in lieu of the payment
<br />of mortgage insurance premiums. These items are called "Escrow Items."
<br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 9/90
<br />F4009.LMG (11/99) Page 1 of 5
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<br />[Space Above This Line For Recording Datal
<br />THIS LOAN IS NOT ASSUMABLE WITHOUT THE
<br />APPROVAL OF THE DEPARTMENT OF VETERANS
<br />AFFAIRS OR ITS AUTHORIZED AGENT
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on April 3rd 2000
<br />The trustor is Chad A Keezer and Stephanie A Keezer , husband and wife
<br />( "Borrower ").
<br />The trustee is United Nebraska Bank 700 N. Webb Rd. Grand Island NE 68803
<br />( "Trustee ").
<br />The beneficiary is United Nebraska Bank , which
<br />is organized and existing under the laws of Nebraska and whose address is
<br />700 N. Webb Rd. Grand Island NE 68803 ( "Lender ").
<br />Borrower owes Lender the principal sum of Seventy Six Thousand Five Hundred and 00/100
<br />Dollars (U.S.$ 76,500.00). This debt
<br />is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full
<br />debt, if not paid earlier, due and payable on May 1, 2030 . This Security Instrument secures to Lender: (a) the
<br />repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all
<br />other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the
<br />following described property located in Hall County, Nebraska:
<br />The Westerly Sixty -one (61) feet of the Easterly Ninety (90) feet of Lot Ten (10), Block One (1),
<br />Westerhoff's First Addition, Hall County, Nebraska.
<br />In the event this loan is determined to be ineligible for Loan Guaranty by Department of Veteran's Affairs, this entire loan may be
<br />declared due and payable at the option of the mortgagee. The addendum to Deed of Trust attached hereto and executed of even date
<br />herewith is incorporated herein and the covenants and agreements of the addendum shall amend and supplement the covenants and
<br />agreements of the Deed of Trust as if the addendum were part hereof.
<br />which has the address of X3212 W 18th St Grand Island
<br />Nebraska 68803 ( "Property Address "); City
<br />Zip Code
<br />TOGETHER WITH all improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or
<br />hereafter a part of the property. All replacements and additions shall be covered by this Security Instrument. All of the foregoing is referred
<br />to in this Security Instrument as the "Property ".
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the
<br />Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to
<br />the Property against all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by
<br />jurisdiction to constitute a uniform security instrument covering real property.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender
<br />on the day monthly payments are due under the Note, until the Note is paid in full, a sum ( "Funds ") for: (a) yearly taxes and assessments
<br />which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the
<br />Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance
<br />premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8, in lieu of the payment
<br />of mortgage insurance premiums. These items are called "Escrow Items."
<br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 9/90
<br />F4009.LMG (11/99) Page 1 of 5
<br />
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