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200101836 23. General Provisions: (a) This Deed of Trust applies to, inures to the benefit of, and binds, all parties hereto, their heirs, legatees, devisees, administrators, executors, successors and assigns. (b) The Term 'Beneficiary' shall mean the owner and holder (including a pledgee) of any note secured hereby, whether or not named a Beneficiary herein. (c) Wherever the context so requires, the masculine gender includes the feminine and neuter, the singular number includes the plural, and vice versa. (d) Captions and paragraph headings used herein are for convenience only, are not a part of this agreement, and shall not be used in construing it. If more than one person is named herein as Trustor, each obligation of Trustor shall be the joint and several obligation of each such person. The rights or remedies granted hereunder, or by law, shall not be exclusive, but shall be concurrent and cumulative. Borrower further requests that copies of the notice of default and notice of sale be sent to each person who is a party hereto at the address of such person set forth herein. TRUSTEE ACCEPTS this Trust when this Deed, duly executed and acknowledged, is made a public record as provided by law. Trustee is not obligated to notify any party hereto of pending sale under any other Deed of Trust or any action or proceeding in which Trustor, Beneficiary or Trustee shall be a party, unless brought by Trustee. Mailing address for notices to Trustor: Janice M. and Ernest J. Thayer c/o Riverside Lodge Retirement Community 404 Woodland Drive Grand Island, NE 68801 IN WITNESS WHEREOF, Trustor has executed this Deed of Trust on the date first above written. yer STATE OF NEBRASKA ) COUNTY OF �J L ) ss. The foregoing instrument was acknowledged before me, a Notary Public this day of March, 2001, by Janice M. Thayer and Ernest J. Thayer, wife and husband. 66NE K NOTARY -State of Nok� b CIA AXFORO lffy Coosa. boo. Now 2i, 20W Notary Public