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(c) Borrower omits or misrepresents a fact that is material with respect to the <br />provisions of Section 143 of the Internal Revenue Code in an application for the <br />loan secured by this Security Instrument. <br />References are to the Internal Revenue Code as amended and in effect on the dale of <br />issuance of bonds, the proceeds of which will be used to finance the Security Instrument <br />and are deemed to include the implementing regulations. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions in this Tax - <br />Exempt Financing Rider. <br />/Z�/ Q__ �U <br />Borrower VICTORIA LOPEZ <br />Borrower <br />VA MORTGAGE ADDENDUM ONLY <br />[Property Address] <br />If, so long as the Mortgage is outstanding, all or part of the property is sold or transferred by <br />Borrower without Lender's prior written consent, other than a transfer by devise, descent or by operation <br />of law, the Lender may, at Lender's option, declare all the sums secured by the Mortgage to be <br />immediately due and payable. <br />Date <br />Borrower <br />Borrower <br />CONVENTIONAL MORTGAGE LOAN ADDENDUM ONLY <br />THIS TAX- EXEMPT FINANCING RIDER is made this day of , 19 and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security <br />Deed ( "Security Instrument ") of the same date given by the undersigned ( "Borrower") to secure Borrower's <br />Note ( "Note ") to <br />( "Lender") of the same date and covering the property described in the Security Instrument and located at: <br />[Property Address] <br />In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender <br />further covenant and agree to amend Paragraph 17 of the Uniform Mortgage Form, entitled "Transfer of <br />