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[Check applicable box(es)] <br />❑ Adjustable Rate Rider © Condominium Rider ❑ 1 -4 Family Rider <br />❑ Graduated Payment Rider ❑ Planned Unit Development Rider ❑ Biweekly Payment Rider <br />❑ Balloon Rider ❑ Rate Improvement Rider ❑ Second Home Rider <br />© Other(s) [Specify] Mortgage Addendum <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Borrower Sandra N Barker <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />ISpace Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall ss: <br />I, Sherri L O'Callaghan , a Notary Public in and for said county and state, do hereby <br />certify that Sandra N Barker an unmarried individual <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the foregoing <br />instrument, have executed same, and acknowledged said instrument to be her free and voluntary act and deed <br />( is, her, t eir) <br />and that she executed said instrument for the purposes an uses t ereln set forth. <br />(he, she, they) <br />Witness my hand and official seal this 31St day of March 2000 <br />My Commission Expires: September 287NOTARY-StI110 2003 <br />GENERA of Nebraska <br />I!1 SHEL. O'CALLAGHAN <br />My . Exp. Sept. 28.2003 SEAL <br />_ erri L O'Callaghan <br />This instrument was prepared by: <br />Form 3028 9/90 <br />F1029.LMG (10/99) Page 5 of 5 <br />