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2� 1 ����87 <br /> FALI���l�T I�.II��l� <br /> TH�S BALL��N l�DER�s made�his 22nd d�y of De�ember,2U15,and is incorporated into and sha11 <br /> be deemed �o amend and supp�emen� th� Mar�gage, Deed of Trus� ar Security Deed ��the "Securi�y <br /> Instrumen�"} of the same date g�ven by �he undersigne� ("B�rr�we�r"� to secure Borrower's Note to <br /> E�change Sank("Lend�r")af�he sam�date and cover�ng the proper�descri�ed�n�he Securi�y�n��rumer�� <br /> and�ocated at: <br /> 111�22 nd St <br /> Grand Island,NEBRASKA�SS41 <br /> �Pr�per�Address} <br /> The �n�erest rate s�at�d on�he Note �s �a��ed the �`Not�Rate." Th� date of the NQte �s ca�l�d the "Note <br /> Da�e."�unders�a.�d Lender ma�transfer�he Nate, Se�urity�nst�umer�t and thi�Rider. The Lender�r anyan� <br /> wha �a�ces the N��e, �he �ecurity Instru.ment and �1�is Rid�r by �ransfer and �vho is enti�led to ree�i�e <br /> payments under�he Na�e�s ca�led the"Note Hoider." <br /> AI]l]ITI�NAL C�VENANTS. �� additxon to �he c�venants and agreements �n �he S ecurity <br /> �nstrument, Borro�nrer and L�nder fu�ther cov�nant and agree as follows �desp��� anything t� the �ontra.ry <br /> contained in the Secur�ty Tnstrume���r the No�e}: <br /> THIS LC3AN IS PAYA�LE IN FULL AT MATURITY. Y�i� MUST REPAY THE ENTIRE <br /> PRIN�IPAL ]�ALAN�E �F THE L�A�I AND UNPAII] INTEREST THEN DUE. THE LENDER <br /> IS UNDER N� ��LIGATI�N T� REFINANCE THE L�AN AT THAT TIME. Y�U �VILL, <br /> THEREF�RE, I3E RE�IJIRED T� MAKE PAYME�T C]TJT (]F �THER ASSETS THAT Y�U <br /> MAY (�WN', �R Y�U �VILL HAV� T� FIND A L�NDER, �VHICH MAY BE TI3E LENDER <br /> Y�U HAVE THIS L�AN WITH, '�VILLIN� T� LEND YQU THE M�NEY. IF Y�U <br /> REFINAN�E THIS LQAN AT MATURITY", Y[�TJ MAY HAVE TQ PAY S�ME �R ALL �F <br /> THE CL�SING ��STS N�R�IVIALLY ASS�CIAT�D �'ITH A NEW L�AN EVEN I�' Y�U <br /> �BTAIN R.�FINAN�IN�FR��VI TI3E SAME LENDER. <br /> MU LTlSTATE BALL��N R1DER <br /> Pa�e� of2 � <br /> �RS,ll"lC. <br />