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2� 1 ����55 <br /> B�RR�'�V'ER��VENANTS that Barrawer�s Iawfu�ly seised of�he estat�hereb�conveyed and has th�r�ght�a <br /> gran�and con�ey �he Prop�rty and that the Prop�r�y i�un�ncumbered, exc�p� f�r encum.brances of re�ord. <br /> Borrower warrants and wil� defend genera��y the t�t�e tn the Pr�per�y aga�nst a�l cla�ms and demands, sub�ect to <br /> any encumbrances of recard. <br /> THIS SECUR�TY INSTRUMENT comb�nes un�form co�enants for nationa�use and non-unifarm cavenants wi�h <br /> limite�variations by jurzsdic�i�n�o�onst�tute a un�farm securit�ins�rument covering rea�prop�rty. <br /> LJn�form Co�enants. Borrower and Lender co�enan�and agree as follows: <br /> '1. Payment �f P�incipal. �nterest, Escraw �terns, Prepayment Charges, and Late Charges. Borrower <br /> sha�x pa�when due the pr�nc�pal of, and int�r�st on, �he deb�e��den�ed by the Nate and an�prepayment <br /> charges and�ate Charges due under th�Nate. Borrawer shal� a�so pay funds f�r Escraw �tems pursuan�to <br /> Section 3. Paym.ents due under the N��e and th�s�ecurity Instrumen�s�.a���e made �n t].S. currency. <br /> Hav�e�er, if any check ar�th�r instrunzen�r�cexved by L�nder as payment under the No�e or�h�s Security <br /> Instrument is returned�o Lender unpaid, Lender�rnay require that any�r a�� su�sequent paym.ents due under <br /> the Not�and�his Security Instrument be made in one ar nlare of the faiiowing f�rms, a� selected by Lender: <br /> �a} cash; ��}money�rder; �c}cer�if�ed�heck, bank check, tr�asurer's�he��ar cashier's �heck, pro�ided any <br /> such check�s drawn upon an�nstitutian�vhose d�po�its are insured by a f�d�ral ag�nc�, instrumentality, �r <br /> ent�ty; or�d} Elec�rfln�c Funds Transfer. <br /> Paym�nts ar�deemed received by Lend�r when rece�ved at the location designated�n the No�e ar at such <br /> o�her location as may be d�signa�ed by L�nder�n ac�ordanc�w�th the not�c�pra��sions �n Sec��an �5. <br /> Lender may re�urn any paymen�ar partia�payment if the payment�r par�ial paym.ents ar�insuff���ent�o <br /> bring the Loan current. Lender may accept any paym�nt�r par�ial pa�ment insuf�ci�nt t�bring�he Loan <br /> current, w�thout waiver of any rights hereunder or prejud�c��o �ts righ�s to r�fu�e�u�h paymen��r par�ia� <br /> paymen�s in the future, but L�nder is no�ab�iga�ed ta app�y such�aym�nt� at th�time such pa�ments are <br /> acc�pted. �f each Per�od�c Payment is app�ied as of its schedu�ed du�dat�, th�n L�n�er n�ed not pay in�eres� <br /> on unapp��ed funds. Lender may hold such unapplied funds until BQrr�wer makes payments�a br�ng�he <br /> Laax�current. �f Borro�ver does not do s�within a reasonable per�od�f tim.e, Lender s�aal� ��th�r app�y such <br /> funds or return them to Borrower, If n��app�ied earlier, such funds�vil�be applied ta the outstand�ng <br /> prin�ipal baiance und�r the No�e�mmediate�y priar ta for�cl�sure. No offset or claim which Borro�ver m�i.gh� <br /> hav�n�w or�n the future agains� Lender sha�� re�i�v�Borrower from mak�n�payments due under the Nate <br /> and th�s Security In�trument ar perform�ng the�ovenants and agre�men�s secured by th�s Security <br /> �nstrum�nt. <br /> �. Appli�ation of Payments a� Proce�ds, ExGep�as other�vi�e descr�bed zn th�� Se�t�an 2, aZ� pa�ments <br /> accepted and appl�ed by Lender shall be app�ied in the folia�ving arder�f pr��r�ty: �a} �nt�r�st due under th� <br /> Note; �b}pr�nc�pal due under�he N�te; �c} amounts due under Sectian 3. Such payments sha��be app��e��o <br /> �ach Periodi� Paymen�in the order �n whxch it�eCame due. Any remaining amounts sha11 be applied f�rst to <br /> �a�e charges, s�cond to any other amaun�s due under�h�s Security Instrument, and�hen ta reduce the <br /> pr�n��pal ba�ance of the Na�e. <br /> �f Lender reCei�ves a payment from Borrawer for a de�inquen�PeriodzG Payment wh�ch inc�udes a suff�ci�nt <br /> amount�o pay any �ate c�arge due, the paymen�may be app�ied to the de��nquent payment and the�ate <br /> �harge. If rn�ore than one Period�c Paymen�is autstanding, Lender may appty any payment received fr�m <br /> Barrower�o th�r�payment of the Per�odxc Paymen�s xf, and to the extent that, each payment can be paid�n <br /> fu��. To�he extent that any excess exzsts after�he pa�rment is app�ied to the full pa�ment af on�or m�re <br /> Periad�c Paym�nts, su�h exc�ss ma���appl�ed ta any�ate�harges du�. V��un�ary prepaym�nts shall�e <br /> app��ed f�rs�ta any prepayment Gharg�s and then as descrzbed �n the Note. <br /> N�BRASKA-Singi�Family-Fanni�M�elFreddie Ma�UNl��RM INSTRUMENT Farm 3Q28�1�� <br /> VMP� VMP64N�f f'13�Zf <br /> Woliers K(uwer Fi�aneial S�r�iGes Pa�e 4❑t�7 <br />