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2� 1 ����55 <br /> �C} "Lender" is Home Fed�ra� Sa�i n�s ar�d Loan Assn of Grand Is�and <br /> Lender�s a Sa�i r��s ar�d Loan <br /> flrgan�zed and�xist�ng under the laws of The State af �ebra�ka . <br /> Lender's address is �2l Sauth Lo�ust St Grand Is1 and NE �8801 <br /> L�nder�s the benef�ciary under this Security �nstrument. <br /> 4D} "Trustee" is Arend R Baack, Attorney <br /> �E j "�vte" m�ans�he pr�missory no�e sign�d by Borrawer and dated De��mbe r 31, �D 15 . The Nate <br /> states tha�B�rro�er owe� L�nder �NE HUNI7RED FDRTY FDUR TH�USAND SIXTY FIVE AND <br /> ��I1�� <br /> Dol�ar� �U.S. $l44,���.D D }plus in�erest. Borrovv�r has pr�mis�d to pay this�eb� �n regular <br /> Periodic Paymen�s and to pay the deb�in fu�� n�t�a�er than Feb ru a ry 1, 2 D3� . <br /> 4F� "Praperty" means the property�hat zs d�scr�bed be�ow under the heading "Transfer of R�ghts �n�he <br /> Pr�p�r��.�r <br /> 4�� "L�an" m�ans�he deb�evidenced by�he Nate, plus in�erest, any prepayrx�ent charges and �ate charges due <br /> under the Note, and a1� sums due under this Secur�ty�nstrum�nt, p�us interest. <br /> �H� "Rid�rs" m�eans a�� R�ders t�this Securi�y Instrumen��hat are e�ecuted by Borr�wer. The f�l�ow�ng Riders <br /> are to be executed by Barrawer �check bax as app��ca����: <br /> 0 Adjusta�le Rate Rider � Condomin�um Rzd�r � Second Hame Rider <br /> 0 Ba��oon Rider 0 P�anned Un�t I]�v��opment R�der � �-4 Fami�y R�der <br /> [�VA Rid�r 0 B�week�y Payment Rider � ��her�s} �spec�fy� <br /> ��} "App�icak�le Law" means all c�ntro�Iing applic:able federal, state and Iacal statu�es, regu�atians, ordinance� <br /> and adm�n�strat�ve ru�es and flrders ��hat ha�e the effect of law} as we�� as al1 appli�ab�e final, non-appealable <br /> judic�a�op�nzons. <br /> �J� "Community Asso��ation Dues, Fees, and Assessments" means al� du�s, fees, assessments and��her <br /> charg�s that are imposed an Barr�wer or�he Proper�y by a cond�minzuxn a�saG�a���n, homeown�rs <br /> assoc�a�i�n or similar arganization. <br /> {K� "E�ectrc�nic Funds Transfer" means any transfer of funds, other than a�ransact�on�r�g�nated b�r che�k, <br /> draft, ar s�mi�ar paper�nstrument, wh�ch i� initia�ed�hr�ugh an electroniG�ermina�, te�eph�nic instrum�nt, <br /> computer, nr magn�tic�ape�a as to ard�r, instruc�, or authorize a financia� institution to d�bit or credit an <br /> accaunt. Such term includes, but�s n����m�i.te�.t�, pa�nt-of-sale�ransfers, automat�d t�ll�r ma�hine <br /> transactions, �rar�sfers initia�ed by te��phone, �vire �ransfers, and au�oma�ed c�ear�nghnuse transfers. <br /> 4L� "Escrow Items" means �hose it�ms that ar�described in Section 3. <br /> �M 3 "Misce�laneous Pr��eeds" mean� an�campen�a�iany S���I�IT��I�I�, av�ard of damages, ar proceeds paid by <br /> any�hird party �ather than insuranc�proceeds paid und�r the coverages described �n Sect�on 5} for: �i} <br /> damag�to, �r d��tru�t�on of, the Property; ���}condemnat�on�r other�aking of a�� or any part of the <br /> Praperty; ��ii}conveyance in li�u of c�ndemnat�on; ar�iv}m�srepresenta��ans of, ar omiss�ans a�to, the <br /> vaiue andlor Condi�i�n af the Pro ert . <br /> N�BRASKA-Sir�gle Family-Fannie MaelFreddie Mac UNt�DRM INSTRUMENT �orm 3�28 11Q1 <br /> VMP� VMP6tNE��1302� <br /> Walters Kluwer Financial Ser�ices Page 2 0#'t 7 <br />