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2� 1 ��38 If the Laan is subj ect to a la�u which sets maximum�oan charges,and that�avv is final�y interpreted so that ' the�nterest or other Ioan charges collec�ed or to be collected�n con.nection vvith the Loan exceed the permitted limits,then: �a)any such loan charge shall be reduced by the amount necessary to reduce the charge ta the permitted��mit;and(b}any sums already colte�ted from Borrower which exceeded permit�ed limit�w�11 be refunded to Borrovve�, Lender rr�a��hoose ta ma�e this refund l�y reducin,g the principal��red under the Note or by making a direct payment ta Borrower. If a refund redu�es principat,the reduction wi11 be treated as a�artia�prepa�men�without any prepayment charge�tivhether or no��prepaymen��harge�s provided for und�r the Note). Borrower's accepta.nce of any such refund made by direct payment to Borrotiver w��constiicute a waiver of any r�ght of action Borrovver might ha�e arising out of such overcharge. 'I 5. N�tices.All not�ces given�y Banow�r�r Lender in.conne�t�an with this S�curit�r I�.strume�t rr��.st be�� writing.Any notice to$orrower in connection with this Security Instrument sha11 be deemed to have been given to Bc��ra�ver when r�ai�ed by fus��ass mail or�hen a��a�l}�deli�rere�ta Sorr�wer's�atice addres� if sent b�other rneans.Notice to any one Borrower sha11 canstitute no�ice to a11 Borrowers un�ess Applicable Law expressly requires otherwise.The nQt�ce address sha�l be the Property Ad�dress unless Borrower has designated a.substitute notice address by notice�o�.ender. Borrower sha11 prompt�y notify Lender of Borrower's change of address. If Lender specifies a prpcedure for reporting Borrower's change of addre�s,then�orrow�r sha1�only repor�a change of address through that specified p�-acedure. There may be anl�one des�gnated notice address under th�s Security Instrument at an�vne time.Aay no�ice to Lender shall be given by deli�rering it or b�r�xailing it b�first c�ass mai�to Lender's address stated herein unless L�nder has d�signated another address by not�ce�o Barrov�er, Any no�ice in connection with this Securit�Instrument shall not be d.eerr�ed to have been given to Lender until actua��y received�b}�Lender.If an�notice required by this Security Instrument is also required under Applicable�aw,the Applicable La�v requirement�vi��satisfy the�orrespondxng requirement under this Securxty I�strument. �I fi. Ga�ernin�Lavv; Se�erabit�ty;Rules of ConstruGt�vn.This�e�ur�ty Instrument sha��be go�erned b� federat Iaw a�nd the law of the jurisdiction�n�vhich the Prop�rty is located.A11 r�ghts and obligations cQnta.ined in this Security Instrument are sub�ect to a�y requiremen�s and Iimita.tions of Applicable La�v. Applicable Law might ex�lieitly ar imp�i�i�ly allow the part�es to agree by cantract or it might be silent,but su.ch si�ence shall not be construed as a prohib�t�on against�greemer�t�y contract.In the event that any provision or clause of this Security Instrument or the l�ote conflicts with App�icable Law, such conflict shall not affect ather provi�ians of this Security Instru.ment or the Nate which can�ae given effect without the canflicting pravision. � As used in this Security Instrument: (a}words of the maseuline g�nder sha�t xnean and include corresponding neuter wvrds or�ords�f t�.e femini�e ge�der;(b}�ords in the s�ngular shall mean a�d.�nclu�e the�lura� and v�ce versa;and(c}the word"may"gives sole discretion without any abligation to take any acti�n. 'I?, Borra►n►er`s�vpy.Bortower Sha11 be given one copy of the Not�and af this Security Instrument, 'I 8. Transf�r�of th�Pro�erty vr a I��ne#icia��ntere�t in 8orrower.As usecl in th�s Section I 8, "Interest in the Property"means any legal ar benef cial interest in the Property, inc�uding,but not limited t�,those �benef�c�al interests trans�erred in a bond far deed,contract f�r deed, installment sa�es contract or escrow agreement,�he intent of�hich is the transfer of title by Borrower at a future date to a purchaser, If a11 or any part of the Property or any Interest in the Property is sold or transferred(�r if Borrower is not a natural person and a beneficial int�rest in Borrov�er is sold or tra�.sfened}withaut�.end�er`s prior written consent,Lender may require imme�iate payment in full of all sums secured by th�s Security Instrument. However,this option sha11 n�t be�xexcised lay Lender if such exercise is prohibited by Applicable Law. NE6RASKA-Singfe Family-Fannie MaelFr�eddie Mac UNIF�RM�NSTRUMENT WfTH MERS Farm 3428 1141 VMP� VMP6A[NE}[1342}_Q� Wolters Kluwer Financia[Senrices Page'�2 of 17 qD3349�4��71 �233 �53 1Z17