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2� 1 ����� 1 <br /> {G� "Lender" is Home Federal SaWi ngs and Loan Assr� of Grand I sl an�i <br /> Lender�s a S��ings and Loar� <br /> organ�zed and ex�st�ng under�he Iaws of The Stat� �f ��braska . <br /> Lender's address �s z2l South LoCust St �rand I s�and NE 68841 <br /> Lender�s the benef�c�ar3r under th�s Securi�y �nstrument. <br /> 4D} "Trustee" i� Arend R Baa�k, Att�rr�ey <br /> �E} "�vte" m�ans the prom�ssory note signed by Borrower and dated De���b�r �8, �a 15 . Th�Not� <br /> states that Borrow�r o�ves Lend�r �NE HUNDRED TH I RTY TH�C�SAND SEVEN H�NDRED S I XTY <br /> FI1lE AND D�11�a <br /> Do��ars �U.S. $l3�,7��.�D �p�us �n�erest. Bnrrawer has prnm�.�sed ta pay th�s d�bt�n regula�r <br /> Periodic Payments and to pay �he debt�n fu�� no�later than Februa ry l, �Q31 . <br /> �F� "Prvperty" mear�s the property that is d�scr�bed b��aw under the heading "Transfer of R�gh�s xn�he <br /> Prapert�." <br /> �G� "Loan" means the debt evi�enced by the Nate, plus in�erest, any prepayment charge� and late�harges due <br /> under the N�te, and a�l sums due under this Security Ins�rum�nt, plus in�erest. <br /> 4 H� "R�d�rs" means a�� Riders�Q�h�s Secur�ty �nstrum�nt�hat are e�ecuted by Borrow�r. Th�fol��wing Riders <br /> are�a be e�ecuted by Borr�wer ��heck b�x as app�zcab�e�: <br /> 0 Ad�us�abl�Ra�e Rider � Condom�n�um R�der � Second Home R�der <br /> 0 Bal�aan Rid�r 0 P�anned Un�t Deve��pmen�R�der 0 �-4 Farni�y Rider <br /> 0 VA Rider [� Biweekly Paymen� Rider � �th�r�s� [spec�fy� <br /> 41� "Applicab�e Law" means a�l contro�ling applicab�e f�deral, state and�ocal statutes, regu�atians, ordinances <br /> and adm�nistrative ru�es and�rders �that have�he effec�of law} as wel� as al� applicab�e finai, non-appealab�e <br /> �ud�c�a� op�n�flns. <br /> �J� 'TCorr�mun�ty Assvciativn Dues, Fe�s, and Assessm�nts" rneans al� dues, fees, assessments and ather <br /> charg�s that are imposed on Borro�ver or the Property by a�ondorn�nium assaciation, homeown�rs <br /> associa�ion ar s�milar organizatian. <br /> �K� "E�ectron�c Funtfs Transfer" means any�ran�fer�f funds, other than a transaction�riginated by check, <br /> draft, or s�mi�ar pap�r�nstrument, whi�h is initiated�hr�ugh an el��tr�n�c�erm�nal, t��ephonic ins�rument, <br /> camputer, �r nnagnet�c tape so as to arder, �nstru��, ar author�z�a financ�a� institut��n t� deb��ar cr�dit an <br /> account. Such term inciudes, but zs na���rn��ed tQ, pa�nt-�f-sale transfer�, au�omated te���r mach�ne <br /> tran�ac�ians, �ransfers initia�ed by te�ephone, wire transfers, and automated c�earinghouse transfers. <br /> {L} "Escrvw ItemS" rneans those items that are�e�cribed in Secti�n 3. <br /> �N1} "Miscellanevus Proceeds" means an� campensation, se�tlement, avvard af damages, or proc�eds paid by <br /> any third par�y �a�her�ha�insurance proceeds pa�d under th�co�erages�escribed in S�ction 5} far: ��� <br /> damage t�, ar destruct�on af, �he Proper�y; �ii} c�nd�mnati�n or o�her taking of aI� �r any part of the <br /> Property; �iii} can�eyance in Iieu�f c�ndemna�i�n; �r�i�}misrepresentati�ns of, or on�zsszon� a� �o, �h� <br /> �alue andlor condition nf the Pro �r� . <br /> N�BRASKA-5ingle Family-Fannie MaelFreddie Mac UN��flRM 1NSTRUMENT Fvrm 3��g 1IDi <br /> VMP� VMPfi4NEs f�302) <br /> Wvlters K�uwer Financial Ser�ices Page�af 17 <br />