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2� 15�8822 <br /> required by RESPA, �nd Borzov�rer s�a11 pa�ta Lender tl�e amoun��xecessary�c�make up�h�d�f��iency�n <br /> �L'C�IC��]C�V�l��l�L�SPA, bu��n t��n�ore�han �2�n.on�hly pa�r�.�n�s. <br /> Up�n��yment in fi�ll of a�l sun�s secur��.by thi� Securit�r Inst�-umen�, �e�ader sha�X pr�n�ptly r�fund ta <br /> Borrower�ny �unds���d by L�nder. <br /> 4. Gharges; Liens, Borr�vver shall pay al� taxes, �55�SSI11�n�5, ch��ges, fines, a�1d xr��.pasi�ial�s a��ributab�e tn <br /> th,�Frop�rt�r�vhxch�an attain p�rior�ty o�rer this Secur�ty� ��astrument, 1eas�h��d pa�rmen�s��grounr�r��ts�n <br /> �he Fr�perty, �f any, and�omnluni�y Asso�ia�ion�ues, Fees, ar�d Ass�ssments, xf any. 'To the ex��n�that <br /> these items are Escro,c7v��er�s, Borrovve�sha�l pay them.zn the n�a�aner pr�vided in�ect��n 3. <br /> Borr�we�r sha�l promp��y d�sc:�arg�a�y�ien w��.iGh has px�or�t�o�er this S�curity�nstru�en�un��ss <br /> Ba�rower: �a� a�r�es z�a vvrx�xn�to the�aymerit nf�h��bliga�ioz�secur�d hy t�»lx�n in a��.at�ne�r ac�eptab�� <br /> �o L�:nder, but on�y s�1Qng as�orr�we�is p��rformx�.� such agreemen�; �b� co�l�ests the�ien in�oad fait�a hy, <br /> or defends agains��r��orceme��❑������xen in, l��al pra��er�ings v��tc1� x�a Lend��r's opinian�perat�to preven� <br /> �he�nforcemen��f�he lien w�az1�those pracee�lings ar�pendx�a�,�ut on�y unt�l su�h�roceed��:�s are <br /> caY�cluded.; �r �c} secures frnn�.the h��dcr of the�zen ara.a�reement sat��factory�o Lend�r su�a�r�inat�rag t�ae <br /> lien�a�thxs S�curi�y ��.s�run�,en�. If�e�der det�rmin�s �ha�any�art of�he Froper�y is sul�je���o a�ien��ich <br /> can a�tax���riori�y o�er�h�s Se�urrt�Znst�ume��t, Lender ma���ve Borxa�er a zaatice��en�ifying ttae lieia. <br /> �V'ith�n 1 D da�s o:f t�ae da�e�n which th��no�ice�s given, BorrQwer sha�� satzsf��he 1��n ox�ake ox�e or rx�ore <br /> of th� actions se�for�h a�ove in�h�s Sec�ion 4. <br /> Lender xnay r�quire Borrower ta pay a o�e��xrne chargc for a r�a�esta�e ta�.veri�ication andlar re�orting <br /> s�r�i��us�d��Lend�r in conn�ct�on wi��thxs�..�oan. <br /> 5. Property ln�urance. Borro�aer shall ke�p the i�npro��men�s tlow ex�sting�r he�•eafter�rected�n the <br /> Pr�p�rtiy insured aga�ns�loss b� fxre, haza�ds ianc�uded with�r���c�erm "�x�end�d c�verage," and a�y o�her <br /> hazaxc�s ir�clud��g, bu�nat�imi�ed�o, �arthquakes an�f�oods, f�r vvh��h Lender requires insurance, Thxs <br /> insurance sh��l be main�ained iri.the amounts �zncluding deduc�i��e Xeve�s} a�.d f�r�he p�r��ds tha�Lender <br /> �equxres. �ha�Lende�+requi��s pursuat��ta��a�pr��eding�entet�ces cari chat�ge dr�r�n����t�rm��th�Lo��. <br /> Th�i�sura��ce carri��•�rovidi��g the insurance shall be�hosen b�Borr�wer suhjec���� L�nder's rzght�� <br /> d�sapprave Borrawer's choice, v�rhich righ�sha�i no�he exerci�ed unr�as�nab�y. �ender may xequire <br /> �orrawer�a pa�, in conn�ct�o�.�ith�his L�an, ei�her: �a} a on�-�ime Gharge f�r�Yood�:o��de�e�rmrnat�an, <br /> certi�"ica�x�n ar�d�rac�in�services; �r�b� a ane-tim�charge fa�r f�ood�o�e detezmx�ation and cer�ifica��ota <br /> services a��su�sequen�chax�ges each time remap�ings or sirni�ar chang�s�ccur which���aso�aably rnxght <br /> affect such det�rm�nat�a�r��r c�rtification, BQrro�er�hal� alsa�e responsible fo�r�he payme�t of any fe�s <br /> impased by the Federal Eme�gency Manage�nen�Agency in Gonnection with th�re�zew of any fl�od zon� <br /> dete�rrz�natiori resul�ir��fxoxn an.objection by�3orro�ver. <br /> If Borrower fax�s to max�tain a���of�he��verag�s d�scribed ahowe, Lender may ob�ain insrxrance coverag�, <br /> at Lenc��r's op��on and Borrowe�r's expe��se, Le�der is un�er no ob�xga�ion t�purchase an�particular type n�r <br /> amoun�of caverage, Therefar�, such covera��shal�co�v��Lend�r, �bu�mi.ght or mi.ght not pra�ec�Borro�e�, <br /> Barrower'� equity in�he Prope�rty, or�he cantents of the PrQper�y, agains� an� rxs�, hazar�i or�zahi�it��and <br /> migh�provxdc�g�eat�r or lesse�•�o�rera���han was prev�ousl�in effec�, Barrovver acknowle��es that�he cost. <br /> af tl��z�lsurance co�v�ra.ge so o�ta�ned m�ght significantly exce�ci�he c�s�of ir�suranc�t�.a�B�rrower could <br /> have ab�ained. An�amou�.�� disburs�d by Lender u�ader thrs Section�S s�a11 become add���an�l de�t of <br /> Barr�v�er secured�y�his Securi�y Zx�s�tumen�. These arr�oun�s �t�all bear inter�s�at the N�te rate�rom the <br /> date c�f disbursem�n�ar�.d sha11 be payable, v�x�h such inte�es�, u�or�n�tice fronr�L�nder�o Borravsrer <br /> reques�ing�aa�ment. <br /> NEBRASKA-Singl�Famiiy-Fanr�ie Ma�l�reddie Mac�N1�4RM INSTRUMENT �orm 3��8�10� <br /> VM�"(� VMf'�SNEj(1���y <br /> Wolters K�uwar Finartcia2 Ser�ices Page�of 17 <br />