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2� 15�8819 <br /> person�,en����es�r Su�cessors in�n�erest ofBorr��v�rer or in amount��ess than�he amount then due,shail not be a wai�er <br /> of or preclude the exercis�of an�r�ght or remed�r. <br /> 13,Joint and Se�eral Liab���ty;�o-s�gners;Su�cessors andAss�gns Bound.�3orrov�er covenan�s and agrees tha� <br /> Borrower's obl�ga�ions and l�a�i�z�y shal� be join� and s��eral. Ho�ev�r, any BorrovWer who co-signs th�s Securi�y <br /> Ins�rum�nt��t daes not execute�he N�t��a"c�-sign�r"}:�a}is c�-signing�his 5ecurity�nstrum.ent on�y to mor�gage, <br /> �,rant and convey�he c��signer's interest in the Property under th��erms of�his Security Instrument;�b�is not personally <br /> obliga�ed to pay the sums secured by th�s Security Instrument;and�c�agrees tha�Lender and any other Borrovver can <br /> agr�e ta extend,madify,forbear or make any accommada�ians with regard to the�erms af this Se�urity�ns�rument or the <br /> Not�with�ut the co-sign�r's cons�nt. <br /> Sub�ect ta f.he pr�visiflns of Section I S,any Suc�essor in Interest of Borrower wha assumes Barrower's abligations <br /> under this Security�nstrumen�in writing,a�ad zs appr���d by Lender,sha�I�btain a�I of Borrowe�'s rights anti benefits <br /> under�his Secur��y �nstrument. Barr�wer sha�1 nat be re�eased from Bo�rower's �biigations and liabi�ity under this <br /> Security �nstrumen�unless Lender agrees ta such r�lease in wr�ting.The covenants and agreements of this Secu�rity <br /> Ins�rumen�shall bind�excep�as pra��ded in Sec�zan 2��and benefi�the successors and ass�gns af Lende�. <br /> 14.Loan Charges.Lender may charg�Borr�wer fe�s for services p�rformed in connec�ion wi�h Borr�vv�r's defaul�, <br /> far the purpase of pro�ecfi�ng Lender's in�eres�in�he Pr�perty a.nd righ�s under this Security Ins�rument,including,but <br /> r���lirnxted�a,a�torneys'fees,property insp�ction and valuation fees.�n regard�o any o�her fees,�he absence of express <br /> authority in this Securi�y Iris�rument�o charge a specific fee tv Borr�vver shal�not be cans�rued as a prohibi�ian on the <br /> chaxging of su�h fee, Lender may not charge fees that axe expressly prahibi�ed by this Security �nstrument or by <br /> Appiicable Lativ, <br /> �f the Laan is su�ject ta a law v�hi�h sets maximum loan charges, and�hat la,w is fina�Iy �ri�erpreted so�hat the <br /> in�erest or�ther�aan�harges ca�Iected or to be collec�ed�n conr�ection with the Loan exce�d�he p�rrn�t�ed limits,then: <br /> �a�any such�aan charge shal�b�reduced by�he am�unt necessary t�r�duce the charge�o the permi�ted lzmit;and�b}any <br /> sum.s a�r�ady c�11�c��d from Borrower which exceeded permit�ed limits vsrill be refunded�o Borrower.Lend�r may <br /> �hoo se ta make this refund by reducing�he principal owed under�he Note or by making a dire�t payment to B orrawer.�f <br /> a refund reduces principai,�he reduc�ion vvil�be t�eat�d as a par�ial prepa�ment withou�any prepayment charge twhe�her <br /> or not a prepaymen�charge�s prQvided for under�he Note�.�3orrow�r's acce�tance of any such refu�.d made by direc� <br /> payment�o Borrower v�r�Il cans�itute a wa�ver af any right�f act�on�orrower m�gh�ha�e ar�sing ou�of such avercharge. <br /> 15.Na��ces.A��notices given by Barrower�r Lender in canneC�ion with this Securzty Znstrument mus�be�n wr��ing. <br /> An�r no�ice ta Borrov�rer in connection wxth�his Security�nstrum�,en�sha11 be deemed�o have been given to Borrower <br /> when mazled by first ciass rnail or when ac�ually deli�ered to Borrfl�rer's no��ce address if sen�t�y ather means.Notice to <br /> any one Borrower shal�cons��tu�e notice to aII Borr�v�rers unless Appl�ca�le Law expressly requir�s o�herwise.Th�notice <br /> address shall be th�Propex�y Addr�ss un�ess Borrovver has designat�d a substitute notice address by notic��a Lender. <br /> Borrovver shai�prompt�y no�ify Lender af��rrower's chang�o�address.If Lender specifies a proc�dure f�r repor�ing <br /> Borrower's change of addr�ss,then Borrow�r sha11 anly r�por�a cha.nge of address�hrough�hat speci�ed�racedu�re, <br /> There may be on�y one d�signate�natzce address under this Security�ns�rument at any one�ime.Any no�ice to L�nder <br /> shall be gr�en by de�i�ering it or by mailing it�by first ciass mail��Lender's address stated herein unless Lender has <br /> des�gna�ed another address by z�ot�ce t�Bor�rower.Any no�ice in canne��xon v�ith this Security Instrum�nt shal�not b� <br /> deemed�o have be�n g��en�o Lend�r until actually received by Lender.If any na�i�e required by this Securi�y Ins�rumen� <br /> is alsa requir�d under Applicabl�Law,�he Applicable Law r�quiXemen�wil�satisfy the carresponding requiremen��under <br /> this�ecurity Instrument. <br /> 1�.Goverr�ing Law;Severabili�;RuIes of Construct�an.This Security�nstrumen�shall be governed by federal <br /> law and�he Iav�r of the jurisdictiari in which�he Proper�y is loca�ed.AI1 rights and ob�igati�ns con�ain�d in this Securi�y <br /> �ris�rument are subj ec�to a.�y requiremen�s and limi�ations of App��cab��,Law. Applicable Law mi�ht explici�Iy �r <br /> implici��y allow�he parties �� agree by contract or it m�gh�be silen�, but such silence sha11 not be canstrued as a <br /> prohibitian agains�agre�men�by contract.�n the��ent tha�any pro�ision or c�ause of this Security�nstrum�nt ar the <br /> NEBRAS�A-5ing�e Family-Fannie MaelFredd�e�ac UN�FDRM lNSTRLiMENT Fo�m 30 8 �10� <br /> Page9�f�3 <br /> 1os,3r�c. B�rr�wer�s}Ini�ials �- �•�. <br />