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2� 15�8819
<br /> Bo��ow�r shall prompt�y discharg� an� lien which has �ri�r��y over this Securi�y �nstrum�nt unl�ss Barrower:
<br /> �a}a�rees in vv�riting�o�he paymen�vf�he ob�igatzon�ecure�l by�he lien in a mann�r acceptab�e ta Lender,bu�anly sa
<br /> �ong as Barrav�rer is perf�rming such agreement;�b�can�ests�he lien i���od fa��h by,�r d�fends agains�enforcemen�af
<br /> �he Iien in, lega� proceedzngs v�hich in Lender's opini�n op�ra�e to pre�en�the enfor�emen��f the lien�vhil�those
<br /> proceed�ngs a.re pending,bu��n1y until su�h pro�eed�ngs are concluded; or�c}secures from the ho��ier of�he l�en an
<br /> agreemen�satisfactory to Lender subordina�ing the lien�o thi�Se�urity�nstrument.�f Lender de�ermines that any par�of
<br /> �he Proper�y is subjec�to a lien which can at�ain p�inri�y ov�r�l��s Se�urity ins�rument,Lender may gi�e B�rrov�er a
<br /> notice identifying the lien.�ithin 1�days af�he date on which�hat notice is given,Borrower shall sat�sfy the�ien or�ake
<br /> one or mare of the actions s��for�h abo�e in this Section 4.
<br /> L�ender may require Barrower�o pay a one�t�m�charge f�r a real es�ate tax�erification andlor repar�ing ser�vice
<br /> used by Lend�r in connection w�th this Loan.
<br /> 5.Praper�y Insuran�e.Borrower shall keep the improvemen�s now exis�ing or hereafter erec�ed on the Property
<br /> insured a�ainst�ass by f re,hazards includ�d�ifihin�he term"extended coverage,"and any ather ha.zaxds including,but
<br /> no�limited to,earthc�uakes and fl�ods,f�r which Lender requires insurance.This insurance shal�b�main�ained in�he
<br /> amoun�s�inc�uding deductible�evels}and for the per�ods that Lender r�qu�res.�S�L1'hat L�nd�r r�qu�res pursuant�t�the
<br /> preceding sen�ences can�hange during the t�rm af th�Loan.The�nsurance carrier providing�he insurance sha�1 be
<br /> chosen by Borrower subject�a Lend�r's right ta disappro�e Borr�wer's �haice, wh�ch�r�gh� shal� n�t be exercised
<br /> unr�asonabl�.Lende�r ma�require Barrower to pay,in connec�ion with thxs Loan,either:�a�a one-�t�me charge for f�ood
<br /> zone determina�ion, cer�if cati�n and �rack�ng serv�ces; or �b3 a one-time charge for flaod zone de�ermination and
<br /> cer��f ca�ion serv��ces artd subsequent charges each time remappings or s�m.ilar changes�ccur which reasonably migh�
<br /> affect such de�ermina�t�on or cer�ificat�flri.Borrower shal�alsfl be r�sponsib�e for the paymen�of any fees impased by the
<br /> Federal Emergency Managemen�Agency in connection with the revie�of any f�aod zone de�ermznatian resu��ing from
<br /> an objection by Borrower.
<br /> If Borrower fazis ta maintain any of�he coverages descr�hed abo�e,Lender may �b�ain insurance ca�erage, at
<br /> Lender's op�ion and Bor�r�v�er's expense.Lend�r�s under no�b��gation�o purchase any particular type ar amoun�of
<br /> co�erage,Therefore,such coverage shall cover L�nder,but might or migri�no�pro�ec�Borrower,Borrawer's equi�y ua
<br /> �he P�o�e�~�y, or�he conten�s of the Praper�y, against any risk,hazard�r liability and m�gh�pro�ide grea�er or l�sser
<br /> coverage than was prre��aus�y in ef�'ec�.B�rrower ackn�wledges that the cos�of�he insurance caverage�o ob�a�.ned might
<br /> s�gn�ficantly�xce�d the co��af�nsurance that Borrower cou�d ha�ve obta�ned.Any amounts disbursed by Lend�r und�r
<br /> this Sectian 5 shall become additianal debt of Borrower secured by�h�s S��uri�y Ins��um�nt.Thes�amounts shail bear
<br /> interest at�he No�e ra�e frorn the date of disbursement and sha�i be payable,tivi�h such interest,upon notice from Lender
<br /> �❑B orrower requ�sting payment.
<br /> A�� insurance pol�cies r�qu�red by Lender and renev�als af such polici�s sha�l be subject�� Lender's right �a
<br /> disappro�e such po�iC�es,sha��in�lude a s�anda�rd mar�gage c�ause,and shall name Lender as martgagee andlor as an
<br /> addit�onai Ioss payee. Lender sha�l ha�e the right to hold th� pox���es and renewa� cer��f cat�s. �f L�nder requxres,
<br /> Borrower sha�l promp�ly give�o Lender all receipts ofpaid prerniums and ren�wa�notices.IfBorrawer abtains any form
<br /> of insurance�a�erage,not otherw�se requir�d�y Lender,for damage�o,or destruction of,the Proper�y,such policy sha11
<br /> include a standaxd mortgage�lause and sha.�l name Lender as mortgagee andlar as an add�tional Ioss payee. �
<br /> In the event af loss,Borrawer shall give prompt notice tfl�h�insurance carrier and Lender.Lender may make proof
<br /> of loss if nnt made pramptly by Borrawer. Unless Lend�r and Barrav�er o�herwise agree in wri�ing, any insurance
<br /> praCeeds,vvhe�her or nnt the underlyzng insurance was required by Lender,shall be applied�o�estorativn�r repa�r of the
<br /> Pr�p�r�y,ifthe res�ora�ion or repair is economically feasible and Lender's seCurit�is na��essened.�uring such repair and
<br /> restora�ion period,Lender sha�l have the right to haid such insurance praceeds until Lender has had an apportunity to
<br /> inspect such Praper�y�o ensure the vsrork has b�en campleted ta L�nder's sa��sfactian,provided�hat such inspec��on sha�l
<br /> be under�ak�n promp�ly.Lender may disburs�pro�eeds for the repairs and res�orat�an in a singie payment flr in a series�f
<br /> pro�ress paymen�s as th�work�s compiet�d.Unless an agreem�n�is made in wri�ing orApplicabie Lav�requires interest
<br /> to be paid on such insurance proceeds,Lend�r shall not be required ta pay Barrower any in�erest or earnings on�u�h
<br /> proceeds.Fees far pub�ic adjus�ers,or�ther third pa�ies,r�tained by Borrawer sha11 not be paid�ut of the insurance
<br /> p�roceeds and shall be the so�e ob��gatian of Borrnw�r.If the restara��on or repair is not�conqmica��y feasib�e or L�nder's
<br /> security would be lessen�d,the�nsurar��e proceeds sha11 be app�ied�o the sums secured by�h�s Secur�ty�nstrument,
<br /> NEBRASKA-Sing�e Fami�y-Fann�e N[aelFreddie Mac UN�F�RM INSTRU�fENT Form 3D �1��
<br /> Page 5�f�3 .� Y
<br /> �os,��c. Ba�r�wer�s}lnitia�s g�.-�
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