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2� 15�8819 whi�h curren�ly has the address of; 1123 E Nebraska Ave �rand Is�and,NEBRASI�A 6$S41 �"Proper�y Address"}; T�GETHER WZTH a�l �he impro�ements n��v or he�eafter erected on the prop�rty, and a�� easement�, appurtenances,and fixtures novv or hereafter a part�f the prop�r�y.A11 replacemen�s and additions shail a�so be�o�ered �y�his Security�nstrument.All of�h�forego�ng is ref�rred t�in�his Security�ns�rument as the"Proper�y." B�RR��ER��VENANTS that Borr4wer is lavvful�y seised of the es�ate hereby conveyed and has the righ�ta grant and conv�y�he Prope�y and tha��he Proper�is unencu.mbered,e��ept for encumbrances of recard.Borrawer warrants and wi1�defend�enera.�ly�h��e to the Frflperty against all claims and demands,subj ect to any encumbrances ofrecard. TH�S SECUR�TY INSTRUMENT combines un�form�o�v�nants for nationa�use and non-uniform covenants w��h 1imi�ed variat�ons by j urisd�ction to constitu�e a uniform se�uri�y instrumen�covering real p�rop�rty. t]N�F�RM��VENANTS.Borrower and Lender co�enant and agree as fol�ows. 1.Payment af Princ�pai,Interest,Escraw Items,Prepayment Charges,and Late Charges.Borrower shai�pay vvhen due the principal af,and inter�st on,the debt e�id�nced by�he Note and any prepaymen�charges and�a�e charges due under the Not�.Barrow�r sha,ll also pay funds far Escraw��err�s pursuant to Section 3.Paymen�s due under the N�te and this Secur�ty Instrument shal�be made in U.S, currency.However, if any check or othe�r instrumen�recei�ed by Lender as payment under the Na�e or th�s Security Instrument is returned to Len�er unpa�d,Lender may require�hat any or all subsequ�n�paymen�s due under�he No�e and this Security�ns�rument be made in one ar more af the fol�owing forms,as selec�ed by Lender:�a�cash;�b�mon�y arder;(c}�er�ifi�d che�k,bank che�k,treasurer's chec��r cash7�r's check, pr�vid�d any such check is dravvn upon an institution whose deposi�s are insured by a federal agency, instrumentality,or entity;or�d}E1ec�ranic Funds Transfer, Paym�nts axe dee�n�d recei��d by L�nd��r when received at the loca�zan designated in the Note or at such�ther location as may be designa�ed by Lender in accordance vvi�h the notic�pro�isions in Sectian�S.Lender may return any payment or pa.r��al payment if�he payment or partia�payments are insufficien�to bring the Loan curren�.L�nder may accep�any payment or par�ial paym�n�insuffcient�o brin�the Loan curren�,vvi�h�ut waiver�f any rights hereunder or prejudice to its r�ghts to refuse such payment o�r partial payme�ts��he future,but Lender is n��obligated t��.pply such paymen�s at�he�irne such payments are accepted.If each Periodic Payment is applied as�f i�s sch�du�ed due da�e,�hen Lend�r need no�pay interes�on unapplied funds.Lender may ho��i such unapplied funds un�i��orr�vver makes paymen� to bring the Loan current,�f Borrower does no�do so within a r�asonable peri�d of time,Lender shall either app�y such funds or re�urn them��Bvrra�v�r.�f no�app�ied ear�ier,such funds vvill be applied to�h�outstanding principa�ba�ance under the Na�e�mmediatel�prior to f�reclosure.Na affset ar claim wh�ch Bflrrower might have nav�r�r in�he future against Lender shall re�ieve Borrou��r from making payments du� under the Note a.nd this Security �nstrumen� or performing�he co�enan�s and agreemen�s secured by this Security�nsfirumen�. �.Applicati�n of Payrnen�s or Proceeds.Except as a�herw�se d�scribed in this Section 2,alI payments acc�pted and appl�ed by Lender shal�be applied in�he follov�ring order of pr��rity:�a�interes�due under the Note;�b}�rincipal du� unde�the Nate;�c}amaunts due under Section 3.Such payments shall be applied t�each Periodic Payment in the order in which it became due.Any remaining amounts sha11 be app��d firs�ta ia�e cha�ges,second ta any other amaunts due under th�s Security Instrumen�,and�hen to r�duce the principal balance of the Note. �f Lender�r�cei�es a payment from Borrovver far a delinqu�n�t Periodic Paym�nt which in��ud�s a suff cient amoun� to pay any late charge due,the payment may be applied to the delinquent payment and�he 1a�e charge.If mare than on� Periodic Paymen� is ou�standing, Lender may apply any paymen�re��ved fram Bo�rrov�er to �he repaymen� �f the Pe�iodic Payments if,and�a the ex�ent�hat,each payment can be paid in fu.11.To the ex�en�that any e�cess exists aft�r �he payrnen�is app�ied to th�fuli payment of one or mare Periodzc Payments,such e�cess may be applied�o any late charges due.�1'aluntary prepaym�nts sha��be a�plied first t�any prepayment charges and then as descr�bed�n the Note. NEBRASKA-Si�gle Family-Fannie MaelFreddie Mac UNIF4RM INSTRU�ENT Form 3� S �1�� Pag e 3�f�3 d� �os,inc. Borrowe��s}ln��als .. � � �.. �