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2� 15�8819 <br /> �3ALII��JN R.II]�l� <br /> THIS BALL��N RIDER is made th�s 2gth day of Decem�er,2U15,and is incorpora�ed ir�ta and sha�� � <br /> be deemed �o amend and supplemen� �he M�rtgage, Deed af Trus� or Secur�ty Deed ��h.e "Security <br /> �ns�rumen�"} of the same da�� g iven by the ur�.dersigned �"B arrower'"� �o se�ure Borrower's Note tv <br /> Exchange Bank["Lender"}of the same date and�avering the proper�y described in�he Security Instru.ment <br /> and�ocated a�: <br /> 1123 E Neb raska A�� <br /> �rand Island,N�B�tAS�.A�85�1 <br /> (Property Address� <br /> The �nterest ra�e stated�n the Note zs �a��ed�he "No�e Rate." The date of the No�e �s called�he "Note <br /> Da�e."�unders�and Lend�r may transfer the Note,Security�nstrument and�his Rider. The Ler�der ar anyone <br /> who �a�es the N��e, the S�curity �nstrument and this Rider by transfer and vvho is enti�led �� receive <br /> pay�n�n�s under the N��e is ca�led�the"Nate I���der." <br /> ADI]IT��NAL C�V�NANTS. Ir� addi���n ta the cavenan�s and agreemen�s in th� Security <br /> �nstrument, Borrawer and Len�er furth�r cavenant and agree a� fallvvvs �despite anyth�ng �o �he contra.ry <br /> contai�ed in th��ecurai�y Ins�rumer�t or�h�Note]: <br /> THIS L�A.I'� IS P`AYABL� IN FULL AT MATUR.�TY. Y[]U MUST REPAY T�3E ENTIRE <br /> PRINC'IPAL �3ALANC� �F TI�E �..�DAN AND UN�'A�� INTEREST TI�EN DUE, TIIE LENDER. <br /> IS UNDER N'�3 �BLI�ATI�N Tt] REFINANCE TIIE L�AN AT THAT TIME. Y�i� WILL, <br /> THEREF�R.E, BE RE�UIRED T� MAKE PAYMENT UUT �F �THER ASSETS THAT Y�U <br /> MAY ��VN, UR Y�U WILL HAVE T� FIND A LEND�R, '9VHI�H MAY BE TI�E LENDER. <br /> Y�U HAV� THIS L�AN WITH, 'L�ILLING TC] LEND Y�U THE M�NEY. IF Y�U <br /> REFINAN�E THIS LDAN AT MATIJRITY, Y�U NIAY HAVE T� PAY S�ME DR ALL �F <br /> THE CL�SIN� ��STS N�RMALLY ASS��IATED 'VL�ITH A NE�V L�AN EVEN IF Y�U <br /> ��TAIN REFINAN�ING FR�M TIIE SAME LENDER. <br /> MULT�STATE BALL��N R�DER <br /> �a�,�n�. <br /> Pag�� of� <br />