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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />IDS, Inc. <br />My Commission Expires: March 2, 2017 <br />- Witness <br />20/508794 <br />- Witness <br />(Seal) azl. L /4 .0 (Seal) <br />- Borrower Debra K. Lemburg - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The for instrument was acknowledged before me this �N day of <br />1 5 , by David J. Lemburg 9,nd Deb ca K. Lfmbun. <br />Witness my hand and notarial seal at ( r-A MUM in said County, the date aforesaid. <br />4,410/// a� 1 ! o% AI4 4 <br />otary P ;1ic lizabeth A. no <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 1250195 <br />GENERAL NOTARY - State of Nebraska <br />ELIZABETH A. GARDUNO <br />My Comm. Exp. March 2, 2017 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1 /01 <br />Page 13 of 13 <br />