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2� 15�8775 Pa rcel I D N u m ber:4��S�Q 3� which currently has the address o f 4�3 East 5t (►St�eet� �lood Ri v�r �Cit,��, luebraska 6S�i�i3 ��o�e} ("Fraperty Address"}: TQGETHER'WITH al�the impro�ements no�v ar hereafter erected on the prop�rty,and a11 easement�, app«rt�nances,and fixtures no�v or hereafter a part of the property.Al1 replacements and additians shall also �e co�ered l�y this�ecurity In�trument.All�f the fQr�going is r�t�erred to in thi�Securit�Ins�rument a�the "Property."Borrower und�rstands and agrees that M�RS holds anly l�ga1 tit�e to th�interests�ranted by Borrow�r in this Securit��nstrument,but, if necessary to camply with�a�v or custom,MERS(as nominee for Lender and Lend�r's successors and assigns}has the ri�ht:to exer��se an�or aIl of those interests, inGlud�ng, but not limited to,the right to forec�ase and se1�the Pr�perty; and to take any ac�ion required of Lender including,but not Iimited to,reieasing and canceling th�s Security Instrument. B�I�R�WEF��VEI�TANTS that Borro�ver is�a�vfully seised of the e�ta.te hereby conveyed and has the right t4 grant and conve�the Praper�y an�1 that the Praperty is unencumbered, except for encumbrances af record. Borrower warrants and wi1�defend generally the tit�e to t�ie Proper�y against a11 claim�and demands,su�ject to any encumbrances of r�cord. TH�S�ECtTRITY�1VSTRUMENT�ombines uniform eo�enants far na�ion�l u��and non-uniform coWenants �rith limited varia�ions�y jurisdiction to con�titute a uniform security�nstrument covering real praperty. UN�F�R�I ��V'ENANTS.Borr�vver and Lender cavenant and agree as fall�ws: 'I. Payment�f Principaf,lnterest, Escro►n►��ems, and Late CMarges.Borrower shall pa�when due the principal of,and intere�t on,the debt e�idenced by the Note and��,te�harges due under the�Iote. Borro�ver shall a�so pay funds for Escrow Items pursuant to Section 3, Payments due under the I�ote and , thi5 Security Instrument sha�l be made in U.S.cuirency. Howe�er, if any check or ather instrum�nt recei��d by Lender as payment under the 1Vote�r this S�curity Ins�rument rs re�urned ta I�ender unpa�d, Lender may requ�re that any or a��subsequent paymen�s due under the Note and this Secur�ty Instrument be made in�ne or more of the fol�ovving forms,as selected by Lender: �a)cash; (b}money order; �c} Gertif ed check,bank check,treasurer's check or cashier's che�k,provided any such check is dr�.wn upon an instztution�vhase depo�its are insured by a federa�ag�nc�, instrumentality,or entity;or(d)Eleetroaic Funds Tran�fer. Payments are deem��.received by I�en�er when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notie�provisions in Sectivn 14, Lender may return any payment or partial payment if the payment or partial payments are insufficient ta bring the��an current. Lender may ac��pt any payment ar partial pa�m�nt insuffiGien�to�aring the Loan current,�ithout wai�er af any right�hereunder or prejud�ce to its rights to refu�e such pa�ment or par�iai payments in the future,but Lender is not obtiga�ed ta apply such payments at the�ime such p�yme�ts are accep�ed.If each Periadic Pa�rment is applied as of its sche�.uled due date,then Lender need not pay intere�t on unapplied funds. Lender may ho�d such unapplied fun�s until Borrower makes payment to bring the Loan current. If Borrower does not do so�i�hin a reasonab�e period of time, Lender s�a�l either apply sueh funds o�return th�m�a Borrawer. If not appl�ed earlier, such funds wil� be applied to the�utstanding principal balance under the Note immediate�y prior ta foreclosure.Na offset or c�aim which Borro�er mi�ht�.ave now ar i�.the future against Lender sha11 re��e�e Borrotver fr�m rnaking payment�due under#he�IQte and this Securi�y Instrument ar p�rformit�g the covenants and agreements secured by th�s S�curity Instrument. FHA❑eed of Tr�st With MERS-NE 9f34120'44 Bankers 5ystemsT�+ VMP� VMP4N(1VE)415�fiJ_44 W�Iters Kluwer F�nancia!Services Page 4 of 17 q4334S��57� Q233 ?'S9 Q41?