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2� 15�8775 <br /> t�} �:Leriae����s �ui�ken L�ar�s �r�c. <br /> L�end�r is a �Q�'�Qrat�C�n <br /> arganized and ex�stzng under the�aws o f t h E S t a te o f M�c h�g a r� , <br /> Lender's address�s 1��D WO��Wd�'C� A1��, Detr��t, M I 45���-19�� <br /> tD� "TruStee"x� F��'S t �m��'���n T�t�e <br /> �E� "�ERS"xs Mor�gag� El�ctronic R�gistration Systems, Inc. MERS is a separat�cQrpora�i�n th�.�is <br /> actYng so�e�y as a norninee for Lender and Lender's s�ccessors and a.ssigns. MERS is the henef�iar� <br /> under th�s Se�uri�y Instrument.�I�I�ItS is organized and ex�sting under the laws of De�a�vare, and has <br /> an address and telephone number of P.�. $o�2�Z6,F�int,MI 48��I-2�2�,te�. �888�6'��-l1�ERS. <br /> �F} "Note"means the pramis�ory nate signed by Borrower and da��d Qe��mb�r ��, ��1� . The l�Tote <br /> states that Borrower o�es Lender �n� HUn�ret� TVrlen t,y F11��' Th�US��d FaU�' HUnd r�'d <br /> F�fty Se�e� �r�d ��11�� <br /> Do��ars(U.S. $ 1��,4�7.�� )p�us interest.Borra�v�r has�romised�o pay th�s debt i�reguiar <br /> Periodic Paymen�.s and to pay the deb��n fu�1 nat later than �a�u a ry 1, 2 d41 . <br /> �G} "PrQ�perty"means the proper�that is described beiow under the headxng"Transfer of Rzghts in the <br /> Froperty,'► <br /> {H} "Lnan"means�he debt evidenced by the Note, plus interest, and iate charges due under the Note, and al� <br /> s�ms due under t�.is Security Instrument,p�us�nterest. <br /> �I} "Riders"means ali Rid�rs to this Seeurity�nstrument that are�xeeuted by Borro�er, The fo�lawing <br /> R�ders are t�be�xecuted by Barro�ver�check box as applicab�e): <br /> ❑Adjusta.bie Rate R�der ❑�'andominium Rider �] Planned Unit Dev�topment Itider <br /> [�{7ther L�g a� Att�Ch�d <br /> ❑ Rehab i iita.tion Loan Rider <br /> �J} "Appl�cab�e Law"mean�ail con.tra��ing apglicable federa.i, sta�e and�acal�ta�ates,r�guiations, <br /> or�inances and adminis�rati�e rules and arder�(that have the effect of�a�)as well as a�l app�icabie final, <br /> non-a�pealable judicial opinions. <br /> ��) "C�mmunity AssaGiat�on Dues, Fees, and Assessments"means all dues, f��s, assessments and o�h�r <br /> �harges that are impos�d on�arro�ver or th�Prop�rty by a�ondominium assaGiation,ham�o�vn�rs <br /> assaciation or similar or�ani�at�an, <br /> ti�} "EleetrQn��Funds Transfer"means any transfer of funds, other than a transacti�n originated by check, <br /> draft,or$imi�ar paper�nstrument,which is xnx�iated through an electronic termina�,�elephonic <br /> instr�umen.t,c:omputer,or magnetic t�.pe so as to order,instruct, or authori2e a financia�inst�tution tc� <br /> d�bit o�'credi�an ac�ount. Such term�ncludes,but is nat iimited to,po�nt-af-sa�e tran�fer�,autnmated <br /> tel�er machine transactians,transfers�n�tiated�y telephone,�v�re�ransfers, and autamated c1��ringhou5e <br /> transfers. <br /> FHA Deed of Tr�st With M ER5-N E 9134I2a�4 <br /> Bankers SystemsTM VMP� VMR4Nt4VE)t15tiB}.DO <br /> Wo�ters 4t4�sweF Fir�ar�ciaf Senrices Page 2 of 1� <br /> q0334S��q5�Q 0�33 759 ��17 <br />