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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Ker <br />IDS, Inc. <br />STATE OF NEBRASKA, <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />201508760 <br />- Witness - Witness <br />(Seal)Gl (S) <br />- Borrower dy C Glandt - Borrower <br />/AV/ County ss::,, <br />The foregoing; instrument was acknowledged before me this t'71day of <br />e9/5 , by Kerry D Glandt and ;tidy C landt <br />Witness my hand and notarial seal at 6,A" ��s/i�.4/1� in said County, the date aforesaid. <br />My Commission Expires: 4 /0ri / - � �a /4:. <br />, 4 ............., <br />a <br />OANiaRO11i . . <br />Min. Sp. 7,ic16 i <br />' — Notary Public <br />NEBRASKA Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />