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IN WITNESS WHEREOF, Borrower(s) has executed this VA Guaranteed Loan and Assumption Policy <br />Rider. <br />Borrower <br />0 /41-0-61) MUoktu <br />hristina M Johnson <br />/2 -z /- /5 <br />HCFG -00782 <br />Veterans Affairs Guaranteed Loan and Assumption Policy Rider <br />VMP® <br />Wolters Kluwer Financial Services ®1999, 2009 2015122115.2.2.3298- J20150728Y <br />Date <br />Seal <br />Date <br />Seal <br />11 <br />i <br />201508758 <br />1 1 <br />1 <br />1 1 <br />H <br />12/11 <br />Page 3 of 3 <br />H <br />