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<br /> ����r��� �������m�r�t� �r� a �fa�r �ralu� ���i� f��tk��°�u�� ir�sura�l� ��lu� cav�r�n� all �rrapr�vern�nts �r, tl�� ��.af
<br /> I�r�R�rty En �r� �m��tn�t ��ffi�ient fa ��r�id �p�li��ti�n �o�a�y �Qins�a�an� �lau��, �r�� v�rith � st�n��r'� m�rt�ag��
<br /> �Eau��ir�fa�ar�f��nd�r,t���tl��r�vit��u�h��l��r f���ar��n� �3�abiiity ir�sUran���as L��d�r r�a�r�e���n����r�quir�.
<br /> F��1[�i�� s��lf b��v�rri���� �r� farr�, arn�u n�s, ����ra�es an�i ���i����s���b�y a���t�l�l�t� L��der�n� ��s��� �y�
<br /> �����n�r �r ��m��ni�� r`����na�ly ���p���f��� �en��r. Tr��t�rr ���r� r��ue�f ❑f L�r�d�r, wiI! ��liv�r�� ��r���r
<br /> fr�r� titn�'�o�xm�fh��p�li�i�� �r�e€t�f��a�t�s��[r���ran���r�f�rm sati����#�ry t��L�r�d�r, ir��l��in� sti��l�ti�n�th a�
<br /> c��r�r���s�rtiri CI n�t�� �ar��11���r d i�ni r�is���i�r��h�ut�t]��st thErt�r ����day�}�r��r wr�t��n r��#i�tQ L�n��r. E��
<br /> ins�r�r�����lic�r als� s1��lE ���Eu�� an�n���-s��r,�r�t pr���d�r��t�at c�r��r���in fa�r�r�f�,er���r�rvi�� n����ir�r�p�ir�d
<br /> an���r w���y��y�ct, �rr,i�si�ri �r��fau��o�Trr�st�r�r any�th�T�����r. �h��ld the I��a� �r���r�r��E��a#��in
<br /> �� ar�� �esi���t�� ��r th�Administr�tQr Qf�h� F���r�� Em����n��r��11�nag�r��n�A��n�y a� �sp�c€�I�Qod ���ard
<br /> ����, 7rr��t�� a�r��� t� ��ta�r� and m�intai�, F���ra! F���d ���urar���, �f ��raila�[�, f�r #�� ma�€ir,��m ar��unt ��
<br /> Tru�tor`� �r��i�1 in��r��th���II un��i� p�i��i��� ��I��� Qf an�r p ri�r�i�r�� �n����r�p�rty���t�r�n��h����n, u�t�
<br /> the m��cim�rr����i�r Iimi#s�e��r,d��r t�i�Nati�na� �I����lr�s�ran��F'ra�r�rn,���s�th�rw�s����uir��by L��d�r,a�d
<br /> ta rr��int�in su�f�insur�n�f�r���t�rm�f�E��l��r�.
<br /> A�Flicati�n �f�r������, �rus�ar�h�[] pr�mpt��r n�tify��r�d�r�f���]����r���na������i� �r���r�y. L�n��r rnay
<br /> �'n��C� pr��f of]�s� if�r��t�r�ails f� �� �a wi'��ir� f�ft�en ��[a� da��� �f�1�� �a��a[t�r. 1�1��#��r �� no� �����r�s
<br /> ����ri�r is irn�aire�, ��n�er m��, ��L�nd��'� �1�����r�r;�-��ei�r�ar�� r�t�ir�t���r����d� �f�r��r ihsuran�ar�d �p�EY
<br /> th� �ar��e��� t�t�� r�du�t��n ��t�� En���t��n�s�r ���rr�€��t af art}+ �i�n �f�e�tin� #f�� �r����, ar t�� �e�#�rat�on
<br /> �nd r���.ir���h� p��pe�ty. !���r���r����t��� ���I�r tl�� �r�����s t� r��t�r�#i�r� and r�p�ir,Tru���r�1��11 ���air�r
<br /> ��pla� the ��r�ag�� �r d�s�r�y�� �rr,�r�v�m�nt� in � rn��n�,��r �at��fa�t��r �� L�r�c��r. L��der shall, �p�n
<br /> �a�i�fa�a�r �r��f �f �u�h ex��r,ditUr�, ��y �r r�ir�burs� Tr��t�� �r�� th� �r����$ f�� ��� reas�nab�� ca�� �f
<br /> �'�pair �r r�stara�i�r� if'��t��t�r i� n�� in �ef���� ���er th€� a��d �f Trr���. Any �r���ed� v�l�i�� h��� n�t �e�n
<br /> �isl�urs�d with�n ��� �a}rs aft�r th�ir r��i�# ��� �r+,�hi�h L�nd�r��� n�t ��mmitt�d t❑ #�� �e�a�r�r r����rati�n �f
<br /> ��� Pra���s��[1�� r�s�� ��st fo p��arry�m�ur�t awir�� ta L�nder ur+�i�r thi����� ��T�U��,�h�r��� �ay ac�e�
<br /> interest, �n���i� r�rr�ain��r= if�nyr ��'i�lr b�: �t��[I�� ���h� prin�i��I ����r��� �f the I�d��a�e�r����� If�end�r h�l��
<br /> �h�r ���c��d� ���r ���rm�nt ��n ��Ei �f t�� Ir����t��ri���, s�ch �r������ ���I! �� ��id t� Yr�s��r as ��us���'s
<br /> irif�r�s�s rn����a���r- .
<br /> ��rn�qlian��vxri��i �xi��ir�g lt�.d��#������. a��n� �h� p��i�� ir� v�hi�h an�r E�cisti�� �hd�b#�d��s� d�s�ri�O�r� below i�
<br /> in ef���tr �orr��lian�e �rtiri�l� th� �n�ur�r��� �r��i�i�r��� c�n���ned in t[�� irrs�rum��� �vE��n�r�� ���h �isfin�
<br /> E�,��bt�dr���s sha�! ��nsti��t� �rry�l��r��� �nr€t� ��� ins�r�r�e �r��ris��r�� ����r thi� �e��i �� Tr�sf, t� tf�� ���rt#
<br /> ����Ei�rr�� u�ith the t�rm� �f��i� ���� ��Tru st w���d ��rt�titut� � �iu�l i�ti�n of in�ur��n�� r���ir�rn�r�t. I��n�
<br /> �r���eds�r��t�i� insuran�b��arr�e p��a�1� �R l���,;t���r�wi���r�s ir���is ���� ��Tr�st f�r�iivisi�n ���vr����ds
<br /> sh��i��O�OEy ar�l�r��#�at��rtian af th�pr�c����r���p��+a�l�#a#h��i�l��r�����F��stin� Ind��������s.
<br /> �.������5 ��R�N�fTiJ�E�. �f T'rus���- ���ls �A� t� ���p th� �r���� f�`�� �f ali fa���, pi�r��x ���u r�#� �n��re�t�,
<br /> �nc�mbr�n�es, �r,� �th�r��airrts, ��} t� p�-��rr�� �n�r���ir�� insura��e �n th� �r�p�r�y, ��� ta rr���C� ��pair��� �he
<br /> Pr���rt�r �r t� ��rr�p�y�i�, any ��li�a���r� ta rr�aintair� ��ci��€n� 1 r�d��f�dn�ss ir� g��� s#�n��r�g �� r�q�ired ��l�w, ���n
<br /> L�rid�r may d� �a. if�r�y a���r� �r �r�����in� is ��r�r��r�+��f �hat w��1� ma��ri�[C� �fF��t ��n���� rnt���s�� in ���
<br /> p�'����iy, tk��n ��r���r �� �ru�t�r's 1��half m�y, �u�t i� r��t r���tir�d �a, ta�e ar�y.a�t��� th�af ��r���r ��l���r�� �� ��
<br /> a��r�pr�a#� t� �r���Gt L�n��r's irit�r�st.�. �[I �xp����� irr��rs-�� �r��id �y L�nd��f�r s���, pu�a��s will then ��ar
<br /> int�r�s� at th� r�t� �h�rg e� �,n���- th� �r��i� A���r��nt��r�rr� t�� ��t� i��urr�� �r ��id ��r L�rrd�r #� th� ��f� �f
<br /> r����rrt��r�t��"!'rus�or. A�I�u�h ��p�n����r�l I �a��arr��a p�r��f t�� Ir�d�����r��s�an�, �t L�nd�r`��p�i�n, v�r�l I �}�� b�
<br /> paya�le �r� ��r�an�� ��} �� a�d�� ta�n� ��l�r��e �f�h� �r����A�r��rr��r���r�d �� app�eti�n�d arr��r�� �r�� �� pa�ra�l�
<br /> �rit�i �r�y i�st�[Ir�n�n��a��-rti���s�����m�du���rin� �[tI��r� ��1� ft�e t�rm �f�n�a��Ei�a���i�s�aran��p�li�y; �r {2} t[��
<br /> r�rnain in�t�rm �f#�� �r��it��r���rn�ntr �r ��} h�tr��t�� �s a bajl��n ��ym�r�t w�i Ec��r3ri11 b�d��ar�€i paya�E� �t#h�
<br /> Cr��it�������nt's m�t��ity. �'�i� ���i��Tr��t al��v�iil ���r�r����rr��r�t��the��amaun�s. TF��ri�ht��r��ided�or�r�
<br /> tl�[s ��r��r��n �h�li �e in ��diti�n t� a�� �th��-ri�hf��r�n�r ��m��i��ta whi�h ��n��r r��y t�� �t�tit��d �rr a�����t��
<br /> an�r d�fau�t. Ar�� sU�h a�ti�r� f�� l��n���sh�al� r�ot b� �r���r�,�� �$ ���-i�� fhe d�f�ult �� �� t� bar Lend�r fr�� any
<br /> r�r�ri���r t�a�it�th�€w�s�w�u]�t��v�f�a�.
<br /> 1hIAF�RAN�; ���'E����F TITLE. ���#�Il��ring pr�v��i�r�s�r�Iatin��a�3r+�n�r��ip��tht�Pr���r�y�r���a�rt�f#�is����
<br /> �f T�usf:
<br /> Titl�, T��r�t�r�r��r�nts th��t: ��� Trus#�r h�[���a�� ar��! m�rl��ta�Ie ti�le �f r���rd to th� �r�a��rty ir�€�� �ir��l�,
<br /> fr�� ��� �C�ar���Rl Ei�n� �nd ���u�br�ri��$ �t��r thar� t���� ��t f�rtk� ir, tl�� I���I Pr�perty ��s�ripti�� �r ir��I��
<br /> ��i�t�r�� I r����t��n�s����fi�n f��1��r�r��n ���tit[�in���an��p�li�,#i����-�p�rt, �r fin�I ti�l���ini��i��u�d in�av�r
<br /> Qf, �n� ��p#���y, L�n��r ir� ��r�r���i�n v�rith t�i� ���d ��f'Tr�rs�, ari�i ���Trust�r h�s�h�fu�1 ri�h�, �Qrnr�r, an�
<br /> a�tho�-it�+tQ����ut���d d�li��r#l��s���d�f Trr��t t�L.�nd�r.
<br /> f����n�� �f Ti�l�. ��i���ct�� t�� ����ti�n i� ��t� para�ra�h �a�v�} Tr����r�r�rra��s �n� v�riEl ��r���r de�end t[��
<br /> titl�t�tl�� �r�p�rty��a[rts�t��la�v��l ��a�rr���f�EE �ers��s. �rt t��ev�r�t ar�y���i�n �r pro���dir�� is e.�mrr«�n��
<br /> th�t�ue�tians Tr-��k�r'��it�e �f the int�r�t��Tr-ust���ar L�n��r unc��r�h is a��� ��`Ttu�t,TrU�t���ha��d ef�r�d th�
<br /> ��ti�n at T�us���'�e�c��ns�. Tru�t�r rn�y����� narninal �arty in �u�h�p�����dir��, L�ut L�r�d�r sha�l E���nt�l��t�
<br /> �a�ti�i��#e �r� t[�� �r����d�r�g ��d t� �� r�pr���nt�� ir� th� �r��eed irtg �y ca�r���1 Qf L�nd��� �v�rn �h�ir.�, and
<br /> Tr����r v�r�i[ d�l�v�r, �r c�us�ta����liv�r��,t� L�n���-�u�� in��rurn��ts ����nd�r rna�r�����#fr�m�ir��ta#i��
<br /> t���rrr7 it su�Y�pa rti�ipatian.
<br /> ���t���a�ce V�Fith �av��. Trust���r�rrar��� ���t tl�� I��operEy and �ru�fi�r"� r��� �f tE�� ��'����`ty c�m�li�� v�i�h ��i
<br /> ��i5t1����pll�ab��Iaws, ard�n�n�s,���1 r��u��ti����f��verr�mental auth�r��a�,�_
<br /> SUr�ival of Pr�mi���. Al� pr�mi��s, ���'��m��t�, �r�d �f�#ern�n#� �"�ust�� h�s ma�� iri t�ts ���d �f Tru�� �h�ll
<br /> �urviv�t�� �x��u��a�an�i d eliv�ry�f�hi����� �f�rust, shall be ��nt��n�in� i r�r�a��r� an��f��il r�rr��in ��fu[[f�r�
<br /> �����f����nti�����tirr����TrU�t�r�'��nd�f����n���i�pai� in full.
<br /> F�l���h��1N i�E�T�aN�SS. Tl��fa���r�ir�g pra�i�i�n���n�rn�rt� �xistirtg Ir����t�dnes��re�p�r����[�i�����f Tru�s�:
<br /> �xistiri� Li�r�. T1�� 1«r� �f th�� E���d �f Tru st s���ri r�g th� �n�eb#e�in��� �a�r �� ���an��r� �r�� �r��eri�r �� ��n
<br /> ��is�€r�� Ci�n, �r�.����r��pr�s,�[y caven�nts an�! a�r�e��k���y, ����to�3�� �a�r��nt of, f�� F��stir�� In��b���ln���
<br /> �t�d t���e��rt��ny d�f�u���n s��h in�l��������s, �r�y�e�ault und�r t�ie i�str'ur��n����id�n�i��su�f�[r���btednes.�,
<br /> �r a�y d����Ct u���r�rty s���ri#y t�ac�ri�enf�f�r���h in���a������s.
<br /> �� M�d�fi�at�an. �r��tar shal� n�t �nt�r ir�t� any �����m�nt�r�th ��� h�l��� �f�r�� m�rk���e} ���� of�ru�t, ar
<br /> �tl��r s��ur�€�1 a�r�em�r�� which f�a� pr���t�r �v�r th€� ���� o� Tr�st foy v�vhi�E� tha� agr��r��nt i� m��ifi��,
<br /> arn�nded, ex��nd��, �r r�r��v��d v�rith�ut tl�� ��'��r v�rii��� c�ns�r�# ❑f L�r����, T�r��t�r �h�il t��it�i�r r�q��sf n�r
<br /> �G�e�t���r f�tu�e�d�a n e���r�d�r ar�y�u�h s��u�t�r��r��m�nt wi���ut�}���ri�r wr�t#�n���s�nt�f L��d�r.
<br /> ��NaENINATI��I. ���f�ll�wv[r���r�vi�ians r���tin���car,��r�na�i.an�r����ing�ar��pa�t�f th�����d�f rtr��t:
<br /> P�����ir���. !# an�r �r�����i�g i�n ��n�emna�ian i� �i���i, Tr�st�r ��a[1 pr�r�pt[y t��tifjr ��nd�r in writin�, and
<br /> -C`�ustoe�h all prarnpt�y�ak� s��h ����� as t'n�y �� t����s�r�t� d���nd f�t� ac�iQ� an� �i����r� ��� av�r�rd. �rust�r
<br /> ma�r��#h�n�mir��l��rky�n su�pr�����ing, aut L�r�der�h�ll���n�a���€�t���rti�ip�t�ir�th��r�c��dir�g��d t��e
<br /> repre��n#�� in #Ft� �r�����i�� by ���t���l �f its ��rn �h����, and Tr�st�r�ril1 �I�liv�r���at�s�t� �� �f�li��r�i t�
<br /> L�n��r su� ���tt'um�r��� �r�[i �I��ume�ta�tia�n as rr�a�r�t�� r����s#�� f�� l��n��r fr�m t[rr�e #� tir�� #❑ pe�-r�it su Gh
<br /> �ar�i�i���i�n� .
<br /> A���i��ti�n ����t Pr����d�. I f al! ar an�r�art�f#h� F��-��a�rty i���r��iernr�ed�y�rni n�nt dam�in�r�����i����r�y
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