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WHEN RECORDED MAIL TO: <br />Five Points Bank <br />West Branch <br />2009 N. Diers Ave. <br />Grand Island,` NE 68803 <br />11 <br />r y <br />CJ <br />A O (77:) <br />1 1 I 111 1 1 11 111 1 111 111 11 111111 111 1101 111 11111111111111 1111 <br />1r <br />FOR RECORDER'S USE ONLY <br />* 000000000101290090034012222015* <br />DEED OF TRUST <br />THIS DEED OF TRUST is dated December 22 2015, among JOY LYNN WENZL; A Single <br />Person and JEAN ANN BERNTH and JAMES L BERNTH, Wife and Husband ( "Trustor "); Five <br />Points Bank, whose address is West Branch, 2009 N. Diers Ave., Grand Island, NE . 68803 <br />(referred to below sometimes as "Lender" and sometimes as Beneficiary "); and Five Points <br />Bank, whose address is P 0 Box 1507, Grand Island, NE 68802 -1507 (referred to below as <br />"Trustee "). <br />CONVEYANCE AND GRANT. For valuable consideration Trustor conveys to Trustee in trust, WITH POWER OF SALE, <br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real <br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all <br />easements, rights of way, and appurtenances; all water water rights and ditch rights (including stock in utilities with <br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without <br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in Hall County, <br />State of Nebraska: <br />Lot Fourteen (14), Block Twenty- seven (27), Gilb ert's Third Addition to the City of Grand <br />Island, Hall County, Nebraska. <br />The Real Property or its address is commonly known as 1920 W Waugh St, Grand Island, NE <br />68803. <br />FUTURE ADVANCES. In addition to the Note,. this Deed of Trust secures all future advances made by Lender to <br />Borrower whether or not the advances are made pursuant to a commitment. Specifically, without limitation, this Deed <br />of Trust secures, in addition to the amounts specified in the Note, all future amounts Lender in its discretion may loan <br />to Borrower, together with all interest thereon. <br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and <br />interest in and to all present and future leases of the Property and all Rents from the Property. in addition, Trustor <br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents. <br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND <br />