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� . . 2� 15�8�92 persons,entities or Successnrs in In��rest of Barravver or in amflunts less than the amaun��hen due,shall no�be a wa�v�r �f or�reclude�he exercise af any righ�or remed�. 13.Jaint and Se�eral L�ab�lity;�fl-signers;Successors and Ass�gns Bound.Borro�nrer cov�nants and agrees that Borro�rer's obliga��ns and liabi�i�y sha�i be�aint and se�eral. Haw�ver, any B�rrower who co-szgr�s thiS Security Instru�nen�bu�d�es no�e�ecu�e the Note�a"co-signer"}:�a)is co-sig�aing thxs Security Ins�rum�nt oniy��mor�gage, gran�and convey the co�signer's intsrest in�he Property under the terms of this Secur�ty�ristrument;�b}is not personally abi�gated t�pay�he sums secured by this Security�ns�rumen�;and�c}a�rees that Lender and any oth�r Borrawer can agree to e�tend,modify,f�rbear ar mal��any accommoda�ions vv�th regard�o the terms of this S�cur�ty znstxumen�or the Nate�vi�h�ut�he co-signer's�Qnsent, Subj ect to the provis�ans af Sectian�$,any Successor in�n��rest of Borrower who assumes BorravUer ys ob��gations under this Security Ins�arument in writing,and is appro�ed by L�ender,shall obtain all of Bflrrower's��gh�s and benef��s under�his Security Instrument. B�rrower sha�l no�b� released fram Borrower's �bligations and liabil�� under�his Security Instru.men�u.nless Lender agr�es�o such release�n vvri�ing. The cavenants and agreements of this Security �ns�rumen�shal�b�nd�except as pro�ided in Sec�ian�4}and benefit the successors and assigns af Lender. 14,Lo�n�harges.L�nder may chaxge Borr�vver fees for services performed in co�nection with Borr�wer's d�fault, for�he purpose of p�rotec�in�Lender's in�erest in the Property and rights under this Security�ns�rument,inc�uding,bu� no�iimi�ed ta,attorneys'fees,�rop�rty inspect�an and�a�ua�zon f�es.�n regard�o any other fees,the absence of express au�hority�n�his Se�urity Instrument to charge a specifzc f��to Borrower shal�not be construed as a prohib�t�on an the charging af such fee. I��nd�r may na� charge fees that axe express�y prohibi�ed by �his Securi�y Tnstrumen� or by App��cabl�Law, If the Laan�s subject to a law whi�h sets ma.ximum Ioan charges, and that law is finally interpre�ed sa tha�the xn�erest�r other�oan chaxges coll�c��d�r�o be�al�ected in connection wi�h�he Loan exceed�he permit�ed lim�ts,�hen: �a}any such�oan chaxge shal�be reduced by�he amount necessary tv reduce the cha�rge to�he permit�ed limi�;and�b}any sums already collected froxn Borrower�vh��h ex�eeded perm�t�ed limi�s will be refunded�o Borrower. Lender may ch�as��a make�his refund�y reducing th�principal owed under�h.e Nate or by making a dir�ct payment to Bflrrower.�f a refund reduc�s priricipal,�he reduct�an wzll be�reated as a partia�prepayment without any prepayment charge��vhe�h�r or not a prepayrr�ent charge�s prvvided for under the Note�.Borr�wer's acceptance of any such refund made by direct payment��B�rrower wi�l constitute a waiver�f any right ofaction Borrower might ha�e arisin��u�of such o�ercharge. 15.Notices.All notic�s given by Borrower or L�nder in con�r�ection vvith th�s Secur�ty Znstrument mus�be in wr�ting. Any na��ce�o Borrower in�onnection v�ri�h�his Security Instrur�aent shall b�deem�d to ha�e been given to Borrower when mailed by f�rst c�ass mai��r when actually del��ered to Borrawer's not�ce address�f sent b�other means.Notic�ta any one Borrower sha11 cvnsti�ute notice�o al�Borrowers unless App�zcable Law�xpress�y requires o�herwis�.The notice address sha1�b�the Proper�y Address unless Borrov�er has designat�d a suhstitu�e notice address by no��ce to Lender. Borrower shall promp��y notify Lender of B�rrow�r's change af address.�f Lender specifies a pro��dur�for repor�ing; Borrower's change of address,�hen Barrower shall oniy repor�a change of address through that specified pro�edure. Thez�may be only one des�gnated natice address under th�s Security�nstrument a�any one time.Any notxG�to Lender shaXl be gi�en by deli�er�ng it or b�m.a��ng��by first class ma��to Lender's address stated h�rein unless Lender has desxgna�ed another address by not�ce to Bar�rawer.Any no��ce in connect�on with this Secur�ty�nstrumen�shall not be deemed�o have been given�o Lender until ac�ually received�y Lender.If any no��ce required�y�his S�curi�y Instrum�nt is alsa required und�r Appli�abie Lav�,the Applicable Law requirement wi11 satisfy the correspand�ng requiremen�under �his S�curi�ty�nstrument. 16.�averning Law;Severabi�ity;R.u�e�of Construct��n,This Security Inst�ument shall be governed by federal �aw a.nd the�aw of the�urisdic�ion in which the property is loca�ed.A�i rights and obligatiflns conta�ned in�h�s Security Instrumen� axe subj�ct ta any requ�r�men�s and l�m��ations af App�icable Lavv. Applicable Law might explicitiy or implici��y allow�he parties to agree by contra�t or i�m�gh�be silen�, bu� such si�ence sha�� not be cons�rued as a prohxb�t�on abainst agreement by cantract.In�he event�ha�any pro�is�an or c�ause of�h�s Security�nstrumen�ar�h� NEHRASKA-�ingle Fami�y-Fannie MaelFreddie Mac UNIFQRM INSTRUMENT Fo�m 3�28 �� Pag e 9 of 13 ..�--� � ios,in�. Borrower�s}Initials �