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2� 15�8�92 under any dufiy or ab�igatian�o do so. It is agr��d that Lender in�urs no liabiX�ty for no��aking any or all act��ns authari�ed under this Se�tion 9. Any amaunts disbursed by Lender unde��his Se�tian 9 shall become addi�ional deb�of Borrower secu.red by�his Securi�y �ns�ru�nent. These amounts shall b�ar iri�erest a�the N�t�ra�e firam�he da�e af dis�bursem�nt and shall be payable,�vith su�h interes�,upon no�ice from Lender to Barr��er re�uesting paymen�. �f�h�s Security Instrument is on a�easehold,Borrower sha��comply with alI the provxsi�ns of�he lease.If B�rrower acc�uires fee title to the Prop�r�y,�he leasehold and the fee ti�l�sha11 not merge unless Lender agrees to�h�merger xn w�-it�ng. 1 U.Mortgage Insurance.�f L�nder required Mor�gage�nsurance as a condition of ma�ing the Loan,Borrower shall pay the pr�miums requir�d�t�maintain the Mortgage Insurance in�ffect, if,for a.ny reasan,the Martgage�nsurance co�era�e required by Lender ceases�o�e available from�he mor�ga�e insurer�hat previous�y pro�ided such insurance and Borrower�ras requ�red to make separately designa�ed payments taward the premiums for Mor�gage Insurance, Borrower sha�l pay �he prem�ums r�qu�red�a �b�ain co�vera�e subs�antia��y equi�a�ent to the Mortgage insurance prev�ausly xn effect,at a cas�sub�tan�ia��y equiva�ent ta�he cvs�ta Barrawer of the Mor�ga�e Insurance pre�ious�y in effect,from an a��ernate mor�tgag�in�ur�r s�I�c�ed by Lender.�f subs�ant�al�y equivalent Mortgage rnsurance co�erage�s not avai�abl�,Barr�wer shall cant�nue�o pay to Lender�he amount of the separa�ely designated paymen�s that were due when �he insurance coverage ceased �o be in effect. Lender v�ri�1 accep�, us� and retain �hese paym�nts as a n�n- refundable Ioss reserve�n�ieu af Martga�e Insurance.Such lass reserv�sha��be non-refundable,notwiths�tanding�he fact �hat�he Loan is ul�ima�ely paid�n fu��,and Lender sha�l not be re�uired to pa�r Bor�rower any inter�st or earnin�s on such lass reser�e.Len�er can n�Ionger require l�ss r�ser�e paym�nts�f Mortgage�nsurance coverage�in the amount and far �he period that Lender requires3 pr4vided by an�nsurer selected by Lender again bec�mes avai�abl�,�s ob�ained,and Lender re�uires separately d�signated paym�n�s taward �he premiums for Mor�gabe Insurance. If Lender required Mor�gag� I�.surance as a conditivn of making th� Loan and Borro��r was r�quir�d�o make sepaxately designated payrnen��oward the pr�miums for Mortgage�nsura.nce,B4rrow�r sha�l pay the premiums renuzred to main�azn Mortgage �nsura�nce in effect,�r to pravide a non-refundabl�loss reserve,un�il Lender's requir�ment for M�r�gage�nsuran�e ends in accordance vvith any wr��ten agreeme�� b�tween Barrower and Lender provid�n� f�r such termination or until �ermination is required by Applicable Law.No�hing in this Sec�ian 1�affe�ts B�r�ower's obliga�ion to pay int�rest at the rat�provided in the No�e. Mor�gage�nsurance reimburses Lend�r�or any entity that�urchases�he Nate}far certain losses��may incur if Borrawer d�es na�repay�he Loan as agreed.Borro�rer is na�a party�a the Mor�gage Insurance. Mtir�gage Insurers evaluat�their tota�risk�n ail such insura�ce in farce from time to�ime, a.nd may en�er into agreem�nts w�th o�her partxes tha�t shaxe or madify the�r risl�, �r�educe �osses. These agreernents are an terms and candi�ians t�iat are satisfactory to�he mor�gage insurer and the o�her par�y �Qr par�ies� to �he�e agreements. These agreem�nts may requxre the mortbage insurer t�mak�paylnents using any sourc��f funds�ha�the xnartgage insurer may ha�e availabie�which may�nclude funds ab�ained fram Martgage�nsurance premiums�. As a r�sul�of these agr�e�nen�s,L�nder,any purchase�of�he note,another insurer,any reinsurer,any��her en�rty,ar affiliate�f ar�.y of�he fareg�ing,may receive�directly or ind�rec�ly�amounts�hat derive from(or migh�be chaxacterized as} a por�xan af Bar�awer's paymen�s for Mortgage Insurance, in �xchang�far sharing or modifying the mor�gage insurer's risk,or reducing losses.If such agreement provided�ha�an affiliate of Lender�akes a share of�he insurer's risk in exchange f�r a share of the prem�ums paid�o the insurer,the arrangement is often termed"cap�i�e reinsurance." Fuz�h�r: �a}Any such agreements wi.�Z nat affect the amounts that Borrower has agreed to pay for Martgage Insurance, or any ather terms of th�Laan.Such agreements w�l�n�t increase�he amaunt Borrower wi�i owe for Martgage Insurance,and th�y w��l not entitl�Borrower to any refund. �b3 Any such agreements wi��not affect the r�ghts Burrower has�-�f any�w�th respect ta the Mortgage Insurance under the Homeowners Pr�te�tion Act of 19�$�r.�ny vther i�w.These rights may in�lude the r�ght to recei�e cer�a�n disclasures,to request and abta�n�ancel�at�on of the Mortgage Insurance,to have the Mortgage Insurance��rmxna�ed aut4matica��y,andlar to re�e�ve a refund af any Nlor�gage Insuran�e prem�ums that were unearned�t the time af such cancellation ar termina�xon. NEBRASKA-Single Family-Fannie Mae�Freddi�I�a�UN�FDRN!INSTRUMENT Farm 3a�8 �14� Page l�f�3 ,� � �os,��c. B�rrower�s}lni�ials � �