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2� 15�8�92 <br /> I�ALL��I�T R.ID�R <br /> THIS BALL�aN RII�ER is made�his 1Sth day of D�c�mber,2U15,and�s incorpora��d�nto and shal� <br /> be d��med to am�nd and supp�ement the Mortgage, I��ed of Trust or Security D�ed (�he "Security <br /> �n��rument"� of the sa�e da�e giv�n by th� under�igned �"B orrower") t� secure I��rraw�r's Note �o <br /> E�chang�Sank�"L�nder"�of�ie same date and cover�ng the prop�r�y described in�he Security Ins�rument <br /> ar�d�aca�ed a�: <br /> 124 Meadow�ark�ir <br /> I3on�phan,NEBRASI�A G883� <br /> [Proper�Address� <br /> T�.e inte��st rate s�ated �n�he Na�e is cal�ed the "N��e Ra��.ss The da�te of the No�e zs call�d the "No�e <br /> I�a�e."�understa�.d Lender may transfer the No�e,Security�ns�rumen�and�h�s Rider.The Lender ar anyvne <br /> wvho ta�es t�.e Note, the S�cur�ty �nstrume�.� a�.d �his R.�der �y transfer and vvha is en�itled t� rece�v� <br /> pa�ments under the Na�e is called the"Note Hald�r." <br /> ADDITI�NAL C�VENANTS, Zn addit�on to the covenan�s and agreemen�s in �he Secur��y <br /> Ir�stru.lr�en�, Borrower ax�d Lend�r fur�her c�ve�.an� and agree �.s �ol�ows �despite ax��thing to �he cor�traxy <br /> contaxned in the S ecuri�y rns�rument�r�the No�e�: <br /> THIS L�AN IS PAYABLE IN FIJLL AT MATURITY. Y�U MTJST REPAY T�-IE ENTIRE <br /> PRIN�IP.�L BALAN�E �F THE L�AN AND UNPAID INTEREST THEN DUE. THE LENDER <br /> IS UNDER N[] �BLI�ATI�� T� REFINANCE THE L�AN AT THAT TIME. Y�U 'L�VILL, <br /> THEREF�]RE, BE REQUIRED T� M.A►.KE PAYM�NT �UT �F �THER ASSETS THAT Y�U <br /> MAY ��VI�, �R Y�U �'VII�L HAVE T� FIND A L�NDER, WI�Y�H MAY BE THE LENDER <br /> Y�U ]FIAVE THIS L�AN �VITH, �VILLIN� T� LEND Y�iJ THE M�NEY. I�' Y�U <br /> REFINA�T�E THIS L�AN AT MATiIRITY, Y�TJ 1VIAY HAVE T� PAY ��ME �R ALL �F <br /> THE �L(�SING CUSTS N(]RMALLY ASS�CIATEI] 'WITH A NEW L�AN EVEN IF Y�U <br /> ��TAIN REFINANCING FR�IVI THE SAME LEND�R. <br /> MULTlSTATE BALL��N RIDER <br /> Pag�� �f� <br /> ��]s,En�. <br />