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2� 15�8�91 <br /> �C} "L,ender" is Embrace Hame Loans, 1 nc. <br /> Lender is a Cvrpnrat i❑n <br /> organized and existi��g und�r the laws of State of Rhvde I s I artd . <br /> Lend���'s addY-ess is �5 Enterpr i s� Center, N�wpvrt, R1 ❑�842 <br /> �L7� "Trustee" is F i d�I i ty Nat i vna I T i t I e Company, a N�braska �flrp. <br /> �E} "M ER5" is M�rtgage Electro��i�Regis�ratia�� Systems, Inc. MERS is a separa�e �ar�ora�ioi�tha�: is acti��g <br /> so�e�y as a t�omit�ee for Lendex-atld Lender's su��essors and as�igns. MERS is�he Ucnefici��•y under th�s <br /> Se�urity�nstrument. ME�S is a�•ganized a�1d e�isting ui�der the lavvs of Dela�vare, and �Z�s an addres� and <br /> telepl�a��e��utnber of P.�. Bax 2026, FIiY��, MI 45501-2��6, te�. �885� 679-MERS. <br /> �F� "Nvte"' means t��e prnmissory nate sigi�ed by Bo�-rower at�d ciaied Decembe� 'I 7, 2C3�5 . The No�e <br /> states that B�rrower flwes Lender e'r ghty-�n� thvu�and s i x hundr�d and []fl/"��0 <br /> Dallars�U.S. $8'I ,5��.�� � plus ii�terest. Bor�-ower �las pi-����ised t� �ay�1�is deb� ii� t•egulai- <br /> Periodic Payments and to pay t��e deb� iil full not Ia�er t��a�� January 1 , �(�3'l . <br /> �C� "Prvper�y" means tile pr�perty�hat is described belaw under the heading "Tra�-�sfer of Righ�s in the <br /> Property." <br /> �H} "L�oan" means th�deb�evid�nced vy the Nate, plus i��teresf, at�y p�-epay��Zent cl-��rges and Iate chai-ges due <br /> under fl�e N��e, and ail sums due u��der this S�curity Instt•ument, �a�u� int�rest. <br /> �[} "F�id�t�" tn�ans all Ride�-s t❑this Secu�-ity Insti•umen�tl�a�ai-e�xecuted by Bor��owe�-. Tl�e followi���Ridei•s <br /> are�� be exe�uted by B�r�•�vver j�l�ecic ��x as �pp l ic�b le]: <br /> 0 Adjus�abie Ra�e Rider I� Condominiuin Ride�- 0 Seco��d Hoine Ridez• <br /> C�$all��n Rider C�PIan��ed Uni�Develap�z�en� Ride�• 0 �--4 Family Ridc�� <br /> ��A Rider C�Bi�veelcly Paymei��Ride�• 0 �ther�s} �specify] <br /> �J} "App�i�a�le Law" means a11 can�rollit�g applicable fede�•al, state ai�d local �tatu�es, reg�ilatiai�s, <br /> ax-d�nances and adminis�rative t-ules and ord��•s �that have�l�e effect�f lavv� �s vv�I1 as all applicable f naI, <br /> IIOIl-appea�a�le judicial opinioY�s. <br /> ��C� "'C�mmun�ty Ass�ciati�n Dues, Fe�s, and Assessments" ine�.��s al� dL�es, f�es, assess�z�e���s �nd ❑�l�er <br /> c��a��ges tl�at are imposed on B�rravve�-❑r th� Pi-oper�y by a�oi�dflt��iniutn associatio��, ho�l�eaw��ers <br /> asso�iation ar s����ilar organi2ation. <br /> ��,,.} �rElectron�c Funds Transfer" il�eai�s at�y transfel-of fu��ds, ❑ther�l�a�� a f�"c�I75c�C�I�I7 ❑I'Ig1�7a�ed by C�7eCIt, <br /> draft, ar sii��ilar paper it�strum����, vv��i�h is ini�ia�ed througl� an electronic�eri�zinal, tele�honic ins�rument, <br /> coi��pute�-, a��magx�etic tape so as to arder, i��sti-uc�, or au�l�orize a f��at�ciai instit�i#ion�o debit ot�credi�a�� <br /> account. 5uch te�•m includ�s, bu� �s ��ot li���ited t�, poiY��-�f sale�rat�sfers, autat��at�d telI�r tnacl�ine <br /> transactions, �rat�sfers initia�ed by�elepho��e, wi�-e tt�ai�s�er�, ai�d au�a��-�ated cIeari��ghouse�ra��sfe�•s. <br /> �IIrN} "Es�row ltems�" t��eans t��rose items ti�a�are described in Sectioi� 3. <br /> ��15-�785q9� �fl[}��#97❑�01�527��� 799�# <br /> NEBRASKA-5ingle Family-Fannie M aelFreddie M ac LJN1 F�RM I NSTRIlM ENT W1TH M ER5 �arm 3Q�8 1!�� <br /> VM P Q VM P6A�NE)(13��� <br /> Walters Kluw er Fna�ciai Servi�es 12I1712�15 ��:�49 AM Pag��af'l7 <br />