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Andrew Coch an <br />My Commission Expires: March 2, 2017 <br />OCIP 1 C <br />re nda K Cochran <br />iLdiJ i f <br />Notary' blic Elizabeth A. arduno <br />Loan originator (organization): Exchange Bank NMLS #: 4 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />IDS, Inc, <br />201508661 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness - Witness <br />(Seal) (Seal) <br />- Borrower - Borrower <br />STATE OF NEBRASKA, Hall County ss: !!�� <br />Th foregoing instrument was acknowledged before me this CT / day of Lt t , <br />(:)(01 5 , by Andrew L Cochrag and Brenda K Cochran. <br />Witness my hand and notarial seal at (iV f.d - )EI/Jt n.d. in said County, the date aforesaid. <br />GENERAL NOTARY • State of Nebraska <br />ELIZABETH A. GARDUNO <br />My Comm. Exp. March 2, 2017 <br />NEBRASKA - Single Family- Fannie Mae&Freddle Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />