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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />CLndr'w/. <br />Andrea L Hardin <br />644)/4 (Seal) <br />Bradne W Nardi n - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />-Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />FHA Deed of Trust -NE <br />Bankers SystemsTm VMP O <br />Wolters Kluwer Financial Services <br />r (Seal) <br />- Borrower <br />201508633 <br />9/30/2014 <br />VMP4R(NE) (1506).01 <br />Page 16 of 17 <br />