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Acknowledgment <br />State of Nebraska <br />County of Hal 1 <br />This instrument was acknowledged before me on December 18, 2015 by <br />Michelle R Kunze <br />Notary Pub c <br />Mindy Gilbert -o <br />My commission exp 's: 05/16/2016 <br />Loan origination organization Home Federal Savings and Loan Assn of Grand Isl and <br />NMLS ID 446443 <br />Loan originator Mindy Gilbertson <br />NMLS ID 494665 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />GENERAL NOTARY - State of Nebraska <br />MINDY GILBERTSON <br />My Comm, Exp. May 16, 2016 <br />201508627 <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 17 of 17 <br />