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Definitions <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />m <br />-n <br />o z <br />no <br />w <br />Return To: <br />Home Federal Savings and Loan Assn of Grand Island <br />221 S Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Sarah Kosch <br />221 S Locust St <br />Grand Island, NE 68801 <br />Deed of Trust <br />(B) "Borrower" is Michelle R Kunze, A Single Person <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated December 18, 2015 , together with all <br />Riders to this document. <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 1 of 17 <br />