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200101709 <br />1 -4 FAMILY RIDER <br />(Assignment of Rents) <br />THIS 1 -4 FAMILY RIDER is made this ........2W........ day of .Mmb,2001 ..................... <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of <br />Trust, or Security Deed (the "Security Instrument ") of the same date given by the undersigned <br />(the "Borrower ") to secure Borrower's Note to .. H�Citagg. Q�pk,, 13$$.., ll�lebq�p�� ,P,Q ;,Qox5j$8,,Grara�.. <br />N490N, ER OO MI M .................... ............................... ......... ............................... <br />(the "Lender ") of the same date and covering the Property described in the Security Instrument <br />and located at: NE. X88. Q9 ........................ ............................... . <br />[Property Address[ <br />1 -4 FAMILY COVENANTS. In addition to the covenants and agreements made in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In <br />addition to the Property described in Security Instrument, the following items now or hereafter <br />attached to the Property to the extent they are fixtures are added to the Property description, and <br />shall also constitute the Property covered by the Security Instrument: building materials, <br />appliances and goods of every nature whatsoever now or hereafter located in, on, or used, or <br />intended to be used in connection with the Property, including, but not limited to, those for the <br />purposes of supplying or distributing heating, cooling, electricity, gas, water, air and light, fire <br />prevention and extinguishing apparatus, security and access control apparatus, plumbing, bath <br />tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, disposals, <br />washers, dryers, awnings, storm windows, storm doors, screens blinds, shades, curtains and <br />curtain rods, attached mirrors, cabinets, paneling and attached door coverings, all of which, <br />including replacements and additions thereto, shall be deemed to be and remain a part of the <br />Property covered by the Security Instrument. All of the foregoing together with the Property <br />described in the Security Instrument (or the leasehold estate if the Security Instrument is on a <br />leasehold) are referred to in this 1 -4 Family Rider and the Security Instrument as the "Property." <br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to <br />or make a change in the use of the Property or its zoning classification, unless Lender has agreed <br />in writing to the change. Borrower shall comply with all laws, ordinances, regulations and <br />requirements of any governmental body applicable to the Property. <br />C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow <br />any lien inferior to the Security Instrument to be perfected against the Property without Lender's <br />prior written permission. <br />D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in <br />addition to the other hazards for which insurance is required by Section 5. <br />E. "BORROWER'S RIGHT TO REINSTATE" DELETED. Section 19 is deleted. <br />F. BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise agree in writing, <br />Section 6 concerning Borrower's occupancy of the Property is deleted. <br />G. ASSIGNMENT OF LEASES. Upon Lender's request after default, Borrower shall assign <br />to Lender all leases of the Property and all security deposits made in connection with leases of the <br />Property. Upon the assignment, Lender shall have the right to modify, extend or terminate the <br />existing leases and to execute new leases, in Lender's sole discretion. As used in this paragraph <br />G, the word "lease" shall mean "sublease" if the Security Instrument is on a leasehold. <br />H. ASSIGNMENT OF RENTS; APPOINTMENT OF RECEIVER; LENDER IN <br />POSSESSION. Borrower absolutely and unconditionally assigns and transfers to Lender all the <br />rents and revenues ( "Rents ") of the Property, regardless of to whom the Rents of the Property are <br />Form 3170 1 /01 <br />I IIIIIIII VIII III IIIIII IIII IIII IIII <br />MULTISTATE 1 -4 FAMILY RIDER — Fannie Mae /Freddie Mac UNIFORM INSTRUMENT K Q 2 A 0 <br />Bankers Systems, Inc., St. Cloud, MN Form 1 -4 FAM -R 8/2912000 /page 1 of 2 pages/ <br />