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2� 15�8599 <br /> �C} "Lend��r"is �U�C k�r1 Loar�s I n�. <br /> Lender is a Corporat�on <br /> . <br /> organ�zed and existing under the laws o f t h� t a t e o M 1 C �g a n . <br /> L�nder's address is 1��a �ood�a rd Ave, Detro�t, MI 4 8 2��-1 9�6 <br /> �D� "Trus tee�'�s F�r�s� �m�r�C�r� T�t�e <br /> �E} "ME1tS"is Mortgage Elec�ronic Registration S�stems, In�. MERS is a separa�e corporation t�at is <br /> actYng so1e�}�as a nominee for Lender and Lender's suc�essors and assi�ns. MEItS is the b�nefic�ary <br /> u�nder thi5 Se�urity Instrument. N�EI�S i�organized and ex��tYng under the laws of Delaware, and has <br /> an address and telephone number of P.�. Box 2��b,Flint,MI 48501-2�2�,te�. (�88)�79-MERS. <br /> �F'} "Note"means�he promissory note si�ned by Borro�er ancl date� �����i�7��' 14, ��l� . The l�flte <br /> �����tha�B�n���r��es Lend�r Farty E�ght Thou�a�� 5�x N�undr�� Th�rty Six dpC� <br /> Q���.Q� � <br /> �ol�ars�U.S. $4$,���.Q� }plus in�terest. Borr�wer has promise�l ta pay this debt in regu�ar <br /> Period�c Payments and to pay the debt in full not Iater tban �a��a ry 1, ���� . <br /> �G} "Property"means�he property that is described be�avv under the heading"Transfer of Rights in the <br /> Property," <br /> (H) "Loan"means the debt eviden�ed by the Nate, plus interest, and late charges due under�he Note, arad a�l <br /> sums due under this Security Instrument,p�us interest. <br /> (I� "Rider�"means a11 Riders to this�eeurity�nstrurr�ent that ar�exe�uted by Borrower. T�ae followrng <br /> Riders a�e to be execute�by Borrower[check boa�as applicable�: <br /> �Adjustable Rate Rider ❑ �ondominium Rider � P�anned Unit Developn�ent�ider <br /> �7 oth�r Legal Atta�hed <br /> 0 Rebabiiitatian Laan R�der <br /> �,T� "Applieable Law"means aIi�ontro�ling applicable federal, state and�ocal statutes, regulatians, <br /> ordinances and administrative�-u�es and orders�that have the effeGt af law)as we�i as a��appli�able fYnal, <br /> non-appealabie�udicial op�nions. <br /> �I�} "Commun�ty Associa�ion Dues, �`ees, and Assessm�n�s'�means a��dues, fees, assessmen�s and other <br /> charges that are imposed on B�nower�r the Prvp�rty b�a condom�nium association, homeowners <br /> assaciation or similar organiza�ion. <br /> �L} "�E��ectr�nicFund�Tran�fer"means any transfer af funds, other than a transact�an ariginated by check, <br /> draft, ar simi�ar�aper instr°ument,which is initiated through an electron�c�erminal,telephontc <br /> instrument, computer,ar magnetic ta.pe so as ta order, ins�ruct, or authorize a financial inst�tution�o <br /> debit or cred�t an accoun�. Such term includes,but is�not Iim�ted to,point-af-sale transfers, aut�mated <br /> tetler machxne transactions,transf�rs initiated by telephone,�vire transfers,and automat�d clearinghouse <br /> transf�rs. <br /> FHA�eed of Trt,fst WEth MERS-N� 913�12�14 <br /> Banker�5ystemsT� 1f�IIP� VMP4N�NE}(1546}_Q� <br /> INvlters Kfuwer Financia!5enrices Page 2 af'!7 <br /> qa3348956�74 ��33 32Z �217 <br />